Home Credit Cards Credit Card Review: World of Hyatt Card

Credit Card Review: World of Hyatt Card

by joeheg

I’ve been signing up for hotel co-brand credit cards as a way to decrease our total out pocket spending on travel. Several cards have sign-up bonuses good for multiple nights at low-cost properties or a long weekend at a luxury resort. The most recent card I signed up for is the World of Hyatt credit card from Chase.

I’ll admit that Hyatt was a hotel chain I didn’t pay much attention to before I started earning Chase Ultimate Rewards. Once I was able to transfer points from Chase to Hyatt, I noticed that they had hotels with award space in locations I wanted to stay like Hollywood, Sedona, Key West, and Raleigh. NC.

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View from the Andaz West Hollywood

Here’s a look at the World of Hyatt Card.

World of Hyatt Card from Chase

You can sign up for the World of Hyatt card by using my referral link. I would appreciate it because I receive 5,000 bonus points for everyone who gets the card. Thanks!

Annual Fee

$95 per year

Sign Up Benefits

This card currently has a 25,000 point bonus if you spend $3,000 on purchases in the first three months from account opening. You can earn an additional 25,000 points after you spend $6,000 total on purchases within the first 6 months of account opening.

Spending Bonus Categories

The World of Hyatt card earns 4X points per $1 spent with Hyatt, including participating restaurants and Exhale locations.

The card also earns 2X bonus points on the following categories:

  • Local transit and commuting, including taxis, mass transit, tolls and ride-share services
  • Restaurants, cafes and coffee shops
  • Airline tickets purchased directly from the airline
  • Fitness club and gym memberships

This may be the only card that counts gym memberships as a bonus category. You can now earn bonus points when you go (or don’t go) to the gym. 🙂

I can confirm that the restaurant category bonus category counts charges from outside the U.S. I’d imagine the same counts for transit and commuting (I can’t confirm this because I used my Sapphire Reserve for all of these charges).

No Foreign Transaction Fees

As you would hope a card that’s marketed to travelers would, the World of Hyatt card doesn’t charge any foreign transaction fees.

Free Nights

With the World of Hyatt card, you receive a free night certificate good at any category 1-4 hotel every year after your cardmember anniversary.

You can also earn an additional free night at any category 1-4 hotel is you spend $15,000 during your cardmember anniversary year.

Automatic Status

World of Hyatt cardholders are upgraded to Hyatt Discoverist status for as long as they keep the card. I’m not sure but this looks to be one of the least rewarding levels of status available of any hotel chain and I don’t put much value at all into this benefit besides giving free premium internet over the standard internet offered to all World of Hyatt members.

Fast Track To Status

One of the perks that some people love about this card is its ability to help you achieve high-level Hyatt status. Just being a cardholder provides 5 qualifying night credits towards your next tier status every year.

Plus, you can earn 2 additional qualifying night credits towards your next tier status every time you spend $5,000 on your card.

Contactless Technology

Chase advertises the fact that the World of Hyatt card is contactless as a cardholder benefit. Remember that Chase was one of the last U.S. banks to issue contactless cards and tried to play it off like they were ahead of the curve when they were behind almost every other bank in offering the technology in their cards.

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Limitations

Like almost all other Chase cards, the World of Hyatt card is subject to the Chase 5/24 rule. That means if you have applied for more than 5 or more cards in the past 24 months, you won’t be approved for this card.

FINAL THOUGHTS

The World of Hyatt card has a generous sign-up bonus which is worth several nights at a base level Hyatt hotel or 2-3 nights at a top tier Hyatt hotel. It’s also worth keeping for the free night certificate good at up to a category 4 hotel and additional spending might be worth it for the additional free night and credits towards status if that’s important to you.

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1 comment

Mark March 27, 2019 - 1:30 am

Keep in mind the free night after 15000 spend expires sooner than the usual 1 year that comes with account anniversary…

Reply

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