I previously wrote about my not-so-pleasant experiences with three different banks over the course of a single week. The lengths I was forced to go through to complete what were seemingly simple transactions led me to think that I was the problem and not the bank. However, the difficulty I experienced this week trying to figure out the answer to a single question has led me to believe the banks make things overwhelmingly difficult on purpose. What event led me to this conclusion? The combination of the Marriott Bonvoy credit card portfolio under the combined umbrella of American Express and Chase.
All the confusion started when Marriott announced they were acquiring Starwood, way back in November 2015 (can you believe it was that long ago?). The points world almost immediately started to wonder what would happen with the credit card portfolio of the two companies, since Starwood had an agreement with American Express and Marriott’s co-brand card portfolio was with Chase. There was much speculation of what would happen, with the odds leaning towards Chase keeping the combined cards.
In December of 2017, an announcement about an ongoing agreement between Marriott, American Express and Chase took almost everyone by surprise. American Express was keeping the right to issue some cards, Chase was going to issue other cards but both banks would be able to continue to offer competing products. That is, until now.
Continue reading “Why Do Banks Make Everything So Difficult? (Part 2)”
Happy Sunday to all of our travel friends, both near and far! Here are some articles we’ve read from other bloggers (and other sources) that we think you may like, as well, so we’re passing them along.
Continue reading “What Not To Do When Earning Points & Miles, The Horrible Thing About Google Fi, Travel Dad Of The Year, & More”
Signing up for credit cards and getting the sign up bonuses is one of the easiest ways to earn a nice stack of points and miles with very little effort. As long as you have good credit and can pay off your bills in full, this is a great place to start. You’ll soon see that besides all of the personal credit cards available there are almost as many business credit cards. You’ll have twice as many sign up bonuses to choose from. That is, if you have a business.
There’s no shortage of websites that tell you the many ways you can have a business. It all sounds so easy and apparently everyone has business and can apply for a business credit card. Here’s some examples I’ve seen:
- Do you sell anything?
- Do you provide any services you get paid for?
- Do you rent a property?
- Do you have a side job?
- Do you run a lemonade stand?
- Do you sell brownies at the local market?
Congratulations, you’re a business. Now go and sign up for a business card with this referral link!!!
Sometimes it might be that easy. However, other times it’s not. I recently had to prove to Chase bank that I do run a real business and it’s not as easy as it looks.
Continue reading “Want A Business Credit Card, Here’s How To Prove You’re A Real Business”