Going on an international trip is very exciting but it can also be very expensive. Using a credit card to pay for purchases when traveling internationally is often the best way to get a good exchange rate and the rate your bank gets will be better than the one you’ll get on your own if you exchange cash. Using a card also means that you don’t have to carry around a bunch of cash with you. However, many cards will add on a “foreign transaction fee” to any transactions made with anything except your home currency. Here’s an easy way to keep from paying that extra 2-3 percent on all of your purchases while away.
Miles and points are two ways to improve the way you travel and getting a healthy balance of hotel points is a major part of that. Even if you don’t go out of your way to collect hotel points through other means, just getting points for the stays you pay for can eventually earn you enough for a night or two off on a future stay. That’s money you can use for
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