Time To Sign Up For My Favorite Discover 5% Cash Back Categories Of The Year

One of the only reasons I put any spending on my Discover card is the rotating 5% cashback categories. Every three months they have a category, or categories, where you can earn 5% back on the first $1,500 spent. That’s a max of $75 back and that’s not bad for a card with no annual fee. You can net $300 per year if you max out each category.

I’ve been a bit underwhelmed with the offerings so far this year, mainly because I can earn about the same amount or more with other cards.

  • Jan – March – Grocery Stores
  • April – June – Gas Stations, Uber & Lyft
  • July – September – Restaurants and PayPal

However, I am excited about the category for October-December. No question that it’s designed to arrive just in time for holiday shopping.

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