Starbucks Increases Sign Up Bonus To 4,500 Stars (Write To Chase If You Took The 2,500 Star Offer)

Wow, I’m more influential than I thought. Less than a month after I wrote my article, Sorry Starbucks, I Love You But I’m Not Going To Sign Up For Your Credit Cardthe sign up bonus for the card has been substantially increased :-).

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The sign up bonus for the card is now 4,500 stars after spending $500 on purchases in the first three months from your account opening, up from the initial offer of 2,500 stars.

How much does that increase mean in dollars? Here’s what I originally wrote about this offer: Continue reading “Starbucks Increases Sign Up Bonus To 4,500 Stars (Write To Chase If You Took The 2,500 Star Offer)”

The Honeymoon’s Over – My Sapphire Reserve Card Just Turned One Year Old

Sapphire Reserve. The one credit card I wanted to get more than any other I can remember. I didn’t apply for any other cards for months just so I’d be eligible to apply for one. One year has past and I just received the bill for the $450 annual fee. Is the honeymoon between us over or am I still infatuated with this metal beauty?

Continue reading “The Honeymoon’s Over – My Sapphire Reserve Card Just Turned One Year Old”

Sorry Starbucks, I Love You But I’m Not Going To Sign Up For Your Credit Card

In February 2018, Starbucks and Chase launched the Starbucks Rewards™ Visa® Card. This credit card links directly to your Starbucks Rewards account and lets your earn stars for your purchases.

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Starbucks keeps emailing me offers to get this card. I’m sure if you’re a Starbucks Rewards member, you’ve also received these messages more than a few times. If you are a regular visitor to Starbucks, it may seem to make perfect sense to get this card. You drink their coffee anyway, why not earn free drinks for your everyday spending, right?

I’m a self-admitted Starbucks-a-holic. Every morning shift I work, I’ll stop by for an Iced Coffee with Sugar Free Vanilla Syrup (no classic) and 2% milk. I was quite proud when the baristas at my regular store would make my coffee for me without having to order. They even wished me good bye on my last visit when I was transferred to a new work location and wouldn’t be a regular at their store anymore. It was an appropriate farewell, a note on my coffee and a Starbucks gift card. 🙂

So I’m the target audience for the Starbucks Rewards Visa card then, right? The problem is that before I’m going to apply for any card, I’m going to do the math and see exactly what it offers.  Continue reading “Sorry Starbucks, I Love You But I’m Not Going To Sign Up For Your Credit Card”

Is Chase Giving Better Rewards To Less Expensive Cards?

I use shopping portals to get miles for things I’d be buying anyway. Portals are websites that you click through to get to other websites. When shopping through a portal, you can get different types of bonuses. There are cash back portals, like Ebates, which pay you a percentage of your purchase, whereas airlines and hotels run portals that pay you back in miles or points in their respective programs. Credit cards also have shopping portals, where you can earn points in the corresponding rewards programs like Chase Ultimate Rewards.

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I love earning Ultimate Rewards points that are worth at least 1.5 cents each for things I’m buying anyway

There are dozens of these portals out there so I like to check several of them before making any purchase online. My current favorite site to check the current payout rates is Cashback Monitor. This website keeps up to date listings of the amount that each shopping portal will pay for a specific website.

Anyway, I wanted to purchase a deal I saw on Groupon. I know there are usually great deals for purchases with Groupon on varying shopping portals and was happy to see that Chase had a great payout…

Continue reading “Is Chase Giving Better Rewards To Less Expensive Cards?”

Easy Way To Earn 1000 Bonus Ultimate Rewards Points (If You’re Lucky)

If you are lucky enough to be targeted for this offer and can take advantage of it, you’ll earn an easy 1,000 Ultimate Rewards points.

Last week, many Chase cardholders were reporting that they received an email offering 1,000 bonus points after making five payments with Apple Pay. So if you received one of these emails AND have an iPhone (or Apple Watch), it would only take five payments (of any value) in April to earn the points. You don’t even have to sign up for the offer; it’s automatically active for those who were targeted.

SO CHECK YOUR EMAIL!!!!!!! Continue reading “Easy Way To Earn 1000 Bonus Ultimate Rewards Points (If You’re Lucky)”