I love to use AMEX Offers. They’re a super-easy way to earn money back from your American Express credit cards. If used often enough, you’re easily able to negate most or all of the annual fees that their cards charge.
Most of the AMEX Offers try to drive you to use a specific merchant. Such as the round of hotel offers from this summer or the discounts on restaurants at Walt Disney World. While these offers have expired, I noticed a new round of offers hit my accounts recently and they’re going to be even easier to use. These offers are targeted towards everyday spending.
I found these offers spread all over our AMEX accounts. Some were only on one card so you’ll have to go through each account. You’re only able to see up to 100 offers in your account at a time, If you look to be maxed out, use the trick from the link in this post to reveal all of your offers.
Here are just some of the offers I found:
Continue reading “Check Your AMEX Accounts For These Easy To Use Offers”
Every once in a while, I like to go over which cards Sharon and I are carrying in our wallets. Doing so gives you a look behind the scenes of how to put a plan of earning points and miles in practice. We each have a different approach to earning miles and points. I try to earn the maximum points for each transaction without too much effort, and her desire to exert the least amount of thought into the process (Note from Sharon: Hell yeah! LOLOL!), the cards we carry are different.
There’s a method to my madness, as I manage to balance the two approaches and come to a plan where we maximize earning while minimizing effort (and still keep our marriage together). (Note from Sharon: Again. Hell yeah!)
Writing this post also forces me to evaluate if I’m actually doing what I say I’m going to do or seeing that I’ve gotten a little lazy (which I had). After some shuffling, here are the cards that now reside in our wallets.
Continue reading “What Credit Cards Are In Our Wallets (September 2019)”
According to USA Today, the average American family spends 10% of their income to pay for food, with that spending split almost evenly between eating out and eating at home. Plenty of credit cards provide bonuses for spending on restaurants, fast food and coffee shops but far fewer provide a bonus when buying groceries.
For a spending category that, on average, is 5% of your income, it makes sense to have a card that maximizes the points earned on those purchases. If you don’t want to have a card just for grocery spending, you should at least know which one of your cards will earn you the most amount of points possible.
These bonuses do not include grocery purchases made at Walmart, Target or any discount club like Sam’s Club, Costco or BJ’s.
Continue reading “The Best Credit Cards To Maximize Grocery Store/Supermarket Spending”