How I Realized Marriott Bonvoy Killed The Value Of Their Co-Brand Credit Cards

Way back in ancient times, circa 2010, the SPG American Express was my go-to card for all non-bonused spending. It earned a whopping 1 Starpoint per dollar. Those points could be used for stays at Starwood brand hotels. You could also transfer points at a 1:1 ratio from SPG to over 40 airlines and if you transferred 20,000 points you’d receive a 5,000 point bonus. So if you’d maximize the bonus, non-bonused spend would earn you 1.25 airline miles per dollar spent, which at the time was great as almost all other co-brand cards would earn 1 point per dollar.

When Marriott purchased Starwood, the exchange ratio for Starpoints to Marriott was set at 1:3. Spending money on the SPG AMEX still made sense since you could still redeem points at SPG or Marriott hotels. Up until 2018, it only took 12,000 Starpoints to stay at a hotel like the Sheraton New York Times Square and if you booked 4 nights, the fifth night was free (A free night at that hotel now costs 40,000 to 60,000 Bonvoy points).

Then we all got #Bonvoyed.

Continue reading “How I Realized Marriott Bonvoy Killed The Value Of Their Co-Brand Credit Cards”

Seven Apps You Need to Have When Traveling

Your Smartphone is an extremely valuable tool to help you when traveling. To maximize its functionality, you need to have the right apps installed and make sure they’re updated before you leave. Here’s a list of apps I use all the time when I’m out of town and I couldn’t imagine traveling any other way.

Continue reading “Seven Apps You Need to Have When Traveling”

New Advice for PreCheck & Global Entry, Warnings Countries Give About USA, Airports with Longest/Shortest TSA Lines, & More!

And in the blink of an eye, we’re already well into the first week of September. Time goes by so quickly! Anyway, here are our most popular posts for August 2019. Some of them were actually written before August (heads up that rules and offers change and we can’t guarantee that those older posts are still accurate), so take a look to make sure you didn’t miss any of the good stuff:

Continue reading “New Advice for PreCheck & Global Entry, Warnings Countries Give About USA, Airports with Longest/Shortest TSA Lines, & More!”

The End Of An Era – Saying Goodbye To Our SPG AMEX Cards

It was a day I knew was coming but I didn’t think it would get here so soon.

As part of the rearranging of the Marriott Bonvoy co-brand credit card portfolios, American Express lost the right to issue the entry-level Bonvoy personal card. Now, if you want a Marriott personal card with a sub-$100 annual fee, you’ll have to apply for the Bonvoy Boundless card from Chase.

American Express could no longer market the card to new members but everyone with the card was allowed to keep it. The card was given the very exciting name “Marriott Bonvoy American Express Card.”

Cardholders were told to keep using their old cards until they would be replaced when the cards were approaching their expiration dates.

Continue reading “The End Of An Era – Saying Goodbye To Our SPG AMEX Cards”

Credit Card Review: Marriott Bonvoy American Express Card

The Marriott Bonvoy American Express card replaced the Starwood Preferred Guest American Express personal card. All cardholders were transferred to the new card but there’s a chance you’re still holding the SPG card as the cards will only be replaced as they expire.

The SPG Amex used to be one of the best cards out there, but there’s no need to relive the past. Those days are gone and the Marriott Bonvoy AMEX is what’s left. The question is now, what benefits does the card provide and it is worthwhile keeping?

NOTE: This card is no longer available to new applicants. If you are looking to sign up for a new card, please check out our reviews of the Marriott Bonvoy Brilliant American Express and the Marriott Bonvoy Boundless Visa by Chase
Continue reading “Credit Card Review: Marriott Bonvoy American Express Card”