When I’m ready to sign up for a new credit card it’s an exciting time for me and I’ll read though the recent articles listing the “Best sign up bonuses” so I have an idea of what is available. Instead of making yet another list, I’ll give some insight into what I take into consideration when making the decision of which card to apply for next.
Continue reading “How To Decide What Rewards Credit Card To Sign Up For Next”
It appears Chase has shut down the work around mentioned in this article.
Chase has been making it harder and harder to earn the sign up bonuses for their credit cards. In August 2017, Chase stopped accepting applications for multiple versions of the Sapphire credit cards and you’re now only able to have either a plain Sapphire card, Sapphire Preferred or Sapphire Reserve. If you already have one of these, you can’t apply for a different one just to get the sign up bonus.
Previously, you were eligible for a sign up bonus if you didn’t currently have any Sapphire cards and if it was more than 24 months since you received a sign up bonus for any version of Sapphire card. If you’re like me and are approaching the earning of points and miles as a marathon and not a sprint, waiting two years between sign up bonuses wasn’t that bad of a restriction. Then Chase unexpectedly made a change to the terms for the sign up bonus on the application page for the Sapphire cards:
The change was in subheading (ii), where it now says that you aren’t eligible for the sign up bonus if you’re received a new card member bonus within the last 48 months. Ouch. Continue reading “How To Beat Chase’s New Restrictions On Credit Card Bonuses (No Longer Works)”
Going on an international trip is very exciting but it can also be very expensive. Using a credit card to pay for purchases when traveling internationally is often the best way to get a good exchange rate and the rate your bank gets will be better than the one you’ll get on your own if you exchange cash. Using a card also means that you don’t have to carry around a bunch of cash with you. However, many cards will add on a “foreign transaction fee” to any transactions made with anything except your home currency. Here’s an easy way to keep from paying that extra 2-3 percent on all of your purchases while away.
Continue reading “How To Avoid Extra Credit Card Fees During International Travel”
Sapphire Reserve. The one credit card I wanted to get more than any other I can remember. I didn’t apply for any other cards for months just so I’d be eligible to apply for one. One year has past and I just received the bill for the $450 annual fee. Is the honeymoon between us over or am I still infatuated with this metal beauty?
Continue reading “The Honeymoon’s Over – My Sapphire Reserve Card Just Turned One Year Old”
We recently returned from a long weekend trip to Texas Hill Country visiting Austin, New Braunfels and San Antonio. While we usually fly into Austin airport, this trip it made more sense for price and schedule to fly into San Antonio. It had been several years since we’d visited and I’m happy to report there have been many positive changes, at least when it comes to renting a car there.
I checked Autoslash and found the best price for our rental to be with Sixt Rent A Car. I was familiar with the company because they have locations in Orlando around Disney World but I had never rented from them before. The main reason for that was their locations were usually off-airport, requiring a shuttle bus to and from the rental car location. The only time I’ll use an off-airport rental is when there are no on site rental locations.
In San Antonio, that’s no longer a problem. Continue reading “Our Experience Renting From Sixt Rent A Car in San Antonio”
