Should You Get The Chase Sapphire Reserve or Sapphire Preferred?

Chase offers two personal credit cards that are marketed to those who want to earn travel rewards. There’s the Sapphire Preferred, which is great for those getting into the points and miles world, offering transferrable points to both airline and hotel programs and bonus points for travel and dining expenses. The newer Sapphire Reserve is the luxury card for the Ultimate Rewards program. It has a higher annual fee but offers additional benefits than the Preferred.

When I wrote that I was considering getting rid of all my premium cards, the one that people seemed to be the most attached to was the Sapphire Reserve. They pointed out the reasons it’s worth paying the extra money over the Preferred, some of which I was aware of and some that I wasn’t.

So I decided to take a closer look at the two cards and see where they are the same and where they differ. Only then could I really know if the extra money for the Reserve is worth it.

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The Credit Cards That Will Pay For Your Global Entry Or TSA PreCheck Application Fee (Updated July 2019)

Global Entry is a program of the U.S. Customs and Border Protection service that allows pre-approved, low-risk travelers to receive expedited clearance upon arrival into the United States. In my opinion, it’s a no-brainer decision for any frequent traveler to sign up for this program. The $100 non-refundable application fee is a small price to pay in order to blow past the long immigration lines when returning to the United States. Your Global Entry status is then good for five years. So that’s $20 a year. Where else can you buy VIP treatment for twenty bucks?

What makes this an even better deal is when you’re approved for Global Entry, you also get a Known Traveler Number (KTN), giving you access to TSA Pre✓® lanes at domestic airports. This program charges an $85 membership fee if you apply for it separately, so it only costs an extra $15 to get expedited entry when entering the U.S. on international flights (as well as some cruise ports and land crossings). You could just apply for TSA Pre-Check instead of Global Entry but the process is similar and if you’re getting reimbursed, why not go for the better deal?

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Chase Sapphire Reserve Premium Rental Car Benefits

The Sapphire Reserve is Chase’s premium travel credit card. It provides an unmatched combination of points earning and travel insurance coverage. When it comes to travel perks included with the card, it’s right in the pack with other cards offering a Priority Pass membership and Global Entry reimbursement. Many of the other travel benefits supplied by the card come from it being a VISA Infinite card, some of them being premier level membership with several rental car companies.

If you’re interested in signing up for a Chase Sapphire Reserve or just want to hear more about the card, check out our full review.

To find out what benefits the Sapphire Reserve provides, it’s necessary to log into your Chase account. If you have more than one Chase card, click on the Sapphire Reserve and then open the drop-down box “Things you can do”

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Clicking on card benefits takes you a page showing several benefits of the card:

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How I Spread Out Our Credit Card Spending For The First Half Of 2019

It’s now the second half of 2019. Besides being a good time to look at how we’re doing on our New Year’s Resolutions (I’ve joined a gym but I’m not going as much as I’d like), it’s as good of a time as any to look at our points and miles situation.

Some bloggers are looking at their progression on qualifying for status with airlines or hotels (Ben from One Mile at a Time wrote about his progression, and congrats to him for figuring out it doesn’t pay to be loyal). Since I couldn’t care less how many nights I’ve stayed at a hotel chain or how many miles I’ve flown with an airline, what can I look at?

After sign up bonuses for credit cards, ongoing spend is the next most important way I accumulate points and miles. Looking into where I’m putting that spend and if it fits the plan I have for our points earning is a smart thing to do.

Thanks to Quicken and some scrap paper, here’s a breakdown of our spending for the first six months of 2019.

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Stupidest Way To Damage Hotel, How Far Can You Go On 40K?, Most Terrifying Theme Park Attraction Ever + More!

Happy Sunday to all of our travel friends, both near and far! Here are some articles we’ve read from other bloggers (and other sources) that we think you may like, as well, so we’re passing them along.

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