I’m a Starbucks person. I love drinking my first Pumpkin Spice Latte of the season (but only when the temperature drops below 60F.). When I’m working a morning shift, a stop at the Starbucks for a coffee and breakfast sandwich is going to happen. The baristas even left me a note on my coffee on the last day before I changed work locations.
So when Starbucks is willing to give away 300 stars in the Starbucks Rewards program, they have my attention. Since you can redeem 125 stars for a free drink or food item, this offer is like getting $10 – $20 back. Unlike some of their recent promotions that wanted me to change my behavior (Like the one that was offering me 50 stars if I stopped in on a weekday between 2-5PM for 5 days in a row. Yeah, not gonna happen), this one is rewarding me for something I’m going to do anyway.
Continue reading “An Easy Way To Get 300 Bonus Stars from Starbucks (That’s Enough For 2 Free Items!)”
The $95 annual fee was due for Sharon’s Chase Sapphire Preferred card. That’s the time each year when I think about the card’s benefits vs. the cost and if I should keep, downgrade or cancel it. After giving it some thought, I decided that we’d keep the card but that didn’t mean I wouldn’t try to get a retention offer from Chase.
I had Sharon call (she hates these calls so I try to not to make her do them often) and she was told by a representative that there were no offers available for us right now. As per the notes I gave Sharon, she thanked them for looking and said that we could keep the card for now.
The Sapphire Preferred is a good card for $95 but we hardly use it anymore now that I have the Sapphire Reserve. I was updating the annual fee spreadsheet and gave one more look at deciding if I wanted to keep the card or not. Continue reading “Why You Should Keep Your Sapphire Preferred Card”
Visiting the Grand Canyon was one of the “anchor” stops during our trip through the American Southwest. We’ve visited the Grand Canyon twice before, once as a day trip from Las Vegas and the other time as part of an Adventures by Disney tour. The last trip was 10 years ago and we decided if we ever went back, we’d do it right.
Continue reading “Hotel Review: Thunderbird Lodge, Grand Canyon, Arizona”
I just don’t get the metal credit card trend. Maybe it’s because I’m not out to impress anyone with what credit card I’m using. A credit card is something I use so that I can earn miles or points to use for my travel. I couldn’t care if the cashier is impressed about the weight of the card I handed to him/her to make my purchase.
Continue reading “What’s The Big Deal About Metal Credit Cards?”
If you collect miles and points by using your credit cards, knowing what cards to use for each type of purchase will maximize the points you’ll earn. However, making sure you have the right card with you at all times and staying up to date on the current bonus categories is a lot of work. If you’re the type of person who, like me, wants to maximize earnings on every purchase, you might need to carry at least 3-4 cards with you at all times. If you’re someone who, like Sharon, just wants to have one card for all of your purchases, you’ll want to make sure the card you are using is good for the majority of the things you buy. Looking at the cards that I have in my wallet compared to what cards Sharon carries can give you a glimpse into two different strategies for earning points and miles.
Continue reading “Different Approaches of Credit Card Spending to Earn Miles & Points”
Going on an international trip is very exciting but it can also be very expensive. Using a credit card to pay for purchases when traveling internationally is often the best way to get a good exchange rate and the rate your bank gets will be better than the one you’ll get on your own if you exchange cash. Using a card also means that you don’t have to carry around a bunch of cash with you. However, many cards will add on a “foreign transaction fee” to any transactions made with anything except your home currency. Here’s an easy way to keep from paying that extra 2-3 percent on all of your purchases while away.
Continue reading “How To Avoid Extra Credit Card Fees During International Travel”
Hello, friends! In case you missed it, here’s a quick recap of our posts this week:
Joe wrote about:
Sharon wrote about:
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