Sorry Starbucks, I Love You But I’m Not Going To Sign Up For Your Credit Card

In February 2018, Starbucks and Chase launched the Starbucks Rewards™ Visa® Card. This credit card links directly to your Starbucks Rewards account and lets your earn stars for your purchases.

Starbucks Visa

Starbucks keeps emailing me offers to get this card. I’m sure if you’re a Starbucks Rewards member, you’ve also received these messages more than a few times. If you are a regular visitor to Starbucks, it may seem to make perfect sense to get this card. You drink their coffee anyway, why not earn free drinks for your everyday spending, right?

I’m a self-admitted Starbucks-a-holic. Every morning shift I work, I’ll stop by for an Iced Coffee with Sugar Free Vanilla Syrup (no classic) and 2% milk. I was quite proud when the baristas at my regular store would make my coffee for me without having to order. They even wished me good bye on my last visit when I was transferred to a new work location and wouldn’t be a regular at their store anymore. It was an appropriate farewell, a note on my coffee and a Starbucks gift card. 🙂

So I’m the target audience for the Starbucks Rewards Visa card then, right? The problem is that before I’m going to apply for any card, I’m going to do the math and see exactly what it offers.  Continue reading “Sorry Starbucks, I Love You But I’m Not Going To Sign Up For Your Credit Card”

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Easy Way To Earn 1000 Bonus Ultimate Rewards Points (If You’re Lucky)

If you are lucky enough to be targeted for this offer and can take advantage of it, you’ll earn an easy 1,000 Ultimate Rewards points.

Last week, many Chase cardholders were reporting that they received an email offering 1,000 bonus points after making five payments with Apple Pay. So if you received one of these emails AND have an iPhone (or Apple Watch), it would only take five payments (of any value) in April to earn the points. You don’t even have to sign up for the offer; it’s automatically active for those who were targeted.

SO CHECK YOUR EMAIL!!!!!!! Continue reading “Easy Way To Earn 1000 Bonus Ultimate Rewards Points (If You’re Lucky)”

Are Credit Card Concierge Services Worth Anything?

Many credit cards offer access to a concierge. “So What?” you might ask (I know that’s what Sharon would say) (Note from Sharon: Yup!). Well, a concierge may be able to help with your vacation plans or get tickets for shows or concerts you couldn’t get yourself. Being an obsessive planner, I never found much value added by talking to a concierge. They’ve often just cut and and pasted lists from Yelp! or TripAdvisor for me and that’s something I can do myself. But if you’re the type that’s too busy to look up good restaurants in San Francisco near your hotel, this might be a great service for you.

Continue reading “Are Credit Card Concierge Services Worth Anything?”

Our Weekly Recap: 11/12/17 – 11/18/17

Happy Saturday, friends! Here’s a recap of what we wrote this week:

Joe wrote about:

Sharon wrote about:

Like this post? We have plenty more just like it and would love if you decided to hang around and clicked the button on the top of this page to follow our blog and get emailed notifications of when we post (it’s usually just once or twice a day). Whether you’ve read our posts before or this is the first time you’re stopping by, we’re really glad you’re here and hope you come back to visit again!

Why You Should Keep Your Sapphire Preferred Card

The $95 annual fee was due for Sharon’s Chase Sapphire Preferred card. That’s the time each year when I think about the card’s benefits vs. the cost and if I should keep, downgrade or cancel it. After giving it some thought, I decided that we’d keep the card but that didn’t mean I wouldn’t try to get a retention offer from Chase.

I had Sharon call (she hates these calls so I try to not to make her do them often) and she was told by a representative that there were no offers available for us right now. As per the notes I gave Sharon, she thanked them for looking and said that we could keep the card for now.

Chase Sapphire Preferred

The Sapphire Preferred is a good card for $95 but we hardly use it anymore now that I have the Sapphire Reserve. I was updating the annual fee spreadsheet and gave one more look at deciding if I wanted to keep the card or not. Continue reading “Why You Should Keep Your Sapphire Preferred Card”

What’s The Big Deal About Metal Credit Cards?

I just don’t get the metal credit card trend. Maybe it’s because I’m not out to impress anyone with what credit card I’m using. A credit card is something I use so that I can earn miles or points to use for my travel. I couldn’t care if the cashier is impressed about the weight of the card I handed to him/her to make my purchase.

Continue reading “What’s The Big Deal About Metal Credit Cards?”

Our Weekly Recap: 10/29/17 – 11/4/17

Woop, woop! It’s the WEEKEND! Here’s a quick review of what we posted this week:

Joe wrote about:

Sharon wrote about:

Like this post? We have plenty more just like it and would love if you decided to hang around and clicked the button on the top of this page to follow our blog and get emailed notifications of when we post (it’s usually just once or twice a day). Whether you’ve read our posts before or this is the first time you’re stopping by, we’re really glad you’re here and hope you come back to visit again!