It’s been a while since I signed up for an American Express card and needed to meet a minimum spending requirement. In that time, AMEX has founded the Rewards Abuse Team (affectionately called RAT). Please stop saying it’s the RAT Team because that would be the Rewards Abuse Team Team. But if you say that, you probably still type in your PIN number at the ATM machine. If you don’t get that joke, maybe someone will explain it to you.
The RAT Ream’s job is apparently to find any reason to deny a signup bonus to any cardholder they feel is trying to game the system and sign up for cards just for the bonuses. Why AMEX thinks this practice is a bad idea would make you question why they offer huge bonuses in the first place if it’s bad for business but better to put the blame on the customers, right?