The End Of An Era – Saying Goodbye To Our SPG AMEX Cards

It was a day I knew was coming but I didn’t think it would get here so soon.

As part of the rearranging of the Marriott Bonvoy co-brand credit card portfolios, American Express lost the right to issue the entry-level Bonvoy personal card. Now, if you want a Marriott personal card with a sub-$100 annual fee, you’ll have to apply for the Bonvoy Boundless card from Chase.

American Express could no longer market the card to new members but everyone with the card was allowed to keep it. The card was given the very exciting name “Marriott Bonvoy American Express Card.”

Cardholders were told to keep using their old cards until they would be replaced when the cards were approaching their expiration dates.

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How Did I End Up With Three Different Point Value Marriott Free Night Certificates?

One of the great perks of the Marriott co-brand credit cards from Chase has always been the free night certificate you get every year at your account anniversary. When Marriott Bonvoy finally consolidated the credit card portfolios of American Express and Chase to only offer one type of card in each category (entry level, premium, luxury and business), it left in its wake a number of no longer available cards with varying benefits.

I didn’t pay as much attention as I should have to all the changes. I knew that I’d have a bunch of free night certificates. Probably more than I’d like to have and that’s something I’ll need to take care of in the future. But for now, I just need to figure out how to use all of these free night certificates.

Herein lies the problem. All of the certificates are for different point levels.  Continue reading “How Did I End Up With Three Different Point Value Marriott Free Night Certificates?”

Save 20% To 25% On Award Stays Using This Method

You spend a bunch of time and effort earning points in hotel loyalty programs, whether it’s by actually staying at hotels or by signing up for credit cards with high sign-up bonuses. It makes sense that you’ll want to get your money’s worth when redeeming those points for free hotel nights. You need to do some homework to know what your points are worth so you don’t waste them on an inexpensive room or overpriced redemption.

There’s also an easy way to save up to 25% on hotel point redemptions. It’s simple to use and works at inexpensive and luxury hotels of three different hotel chains.  Continue reading “Save 20% To 25% On Award Stays Using This Method”

How We Saved $500 On A Hotel Night By Using Points

I don’t write about every time I book a hotel or flight because most times it’s pretty boring stuff. But there are occasionally those times when I manage to get such a great deal that I have to tell someone. I mean, this is why Sharon and I started the blog in the first place – because our friends kept asking how we were able to do all of the travel things we did without being independently wealthy.

This was a time when I booked one of those rooms.

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Why You Need To Diversify Your Miles and Points Portfolio

As you may have read, we had a blowout trip through the American Southwest in 2017. For us, a fifteen night trip is an amazingly long time to be away from home. We could have stayed at the same hotel chain properties and worked our way towards some low level of status. However, it was much better for us to pick the best hotel for us in each location and use the most sensible form of payment, be it paying cash or using points. The same thing went for the flights, which were booked with a combination of cash and airline miles.


This was possible because I had a stash of points in several hotel programs as well as had transferrable credit card points. Some of the rooms I paid for because the hotels either weren’t part of any point program or there was a promotion that made paying with cash a much better value than using points.

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