In a previous article, I went over the Collision/Loss Damage Waiver (CDW/LDW) that rental car companies offer, ways you might already be covered and other available ways to purchase coverage. There are three other types of coverage that car rental companies will offer you. These policies cover your exposure to personal liability or medical expenses resulting from an accident with the rental car, and protection if your property is stolen from the vehicle. You may or may not need these types of coverage so it’s important to know what they are and how you may already be covered.
Please note that this information is for car rented in the United States. If you are a U.S. resident and are renting outside the U.S., your auto, homeowners or medical insurance may not cover you and purchasing these forms of coverage may make sense (or even be mandatory). The same goes for international travelers renting a car in the U.S. Please note that I’m not an insurance agent nor an expert, so I suggest reading the policies including, but not limited to the parts about policy limits, deductibles and exclusions before making any decisions.
Continue reading “Should You Get The Three Types Of Rental Car Insurance?”
