Going on an international trip is very exciting but it can also be very expensive. Using a credit card to pay for purchases when traveling internationally is often the best way to get a good exchange rate and the rate your bank gets will be better than the one you’ll get on your own if you exchange cash. Using a card also means that you don’t have to carry around a bunch of cash with you. However, many cards will add on a “foreign transaction fee” to any transactions made with anything except your home currency. Here’s an easy way to keep from paying that extra 2-3 percent on all of your purchases while away.
Hotel promotions are a great way to increase your point balances and they don’t require you to pay with a certain credit card (or any credit card) to take advantage of them. Hotel programs are already the most generous about rewarding points, with several chains rewarding up to 10 points per dollar spent for their base members. If you’re lucky enough to be staying at a hotel during one of these promotions, your balances can start to pile up quickly.
Starting on August 1st, you can earn double or triple points for stays at Holiday Inn Express hotels – here’s how to sign up.
Elite benefits from hotels are nice. These are the benefits that frequent guests of the hotel chain are given as a thank-you for being good customers. While each chain has different benefits for differing levels of membership, the things you’ll usually see offered are a welcome gift, free wifi, early check in, late check out, an upgraded room and a variety of other perks.
While I’d like to think that we are traveling all the time, we actually aren’t. We stayed outside of our home for 33 nights in 2016. The breakdown of our stays looks like this:
When you have a credit card with an annual fee, you should evaluate every year whether or not the benefits of keeping the card are greater than the cost of keeping the card. This would seem to be an easy thing to do but there are many variables that need to be taken into consideration. A card that has great value to one person may be useless to another and therefore when reading posts about if a card it worth it, remember that Your Mileage May Vary.
So what should you be thinking about when deciding if you should keep that card?
It’s after Memorial Day! That means it’s now OK to wear white pants (except in Florida where it’s always acceptable), and the hotel chains are out with their summer hotel promotions. These offers give you bonus points for your hotel stays and you need to actively enroll for them, as they’re not automatically activated. You also really should read the fine print to make sure you don’t lose out on points because of a technicality.
I always recommend signing up for these offers even if you don’t expect to stay at any of these hotels. You never know when a last-minute hotel stay will happen. (Note: I’m already signed up for some of these but for those where I’m not, I’m doing so for each offer as I write this post.)
Here are the offers for the major hotel chains this summer:
When it comes to making travel reservations, I’m disloyal. There, I said it and truth be told I get a bit of a thrill in making that statement. You see, I am an Eagle Scout. Therefore, loyalty is part of the deal. Right here, second on the list behind being trustworthy.
A Scout is:
- and Reverent.
So why am I not loyal when it comes to my travel? Simply stated, I don’t travel enough to Continue reading “The joy of being disloyal”
I read other peoples’ points and miles blogs all the time – they’ve taught me how to maneuver the points and miles world and have often given a heads up on special deals. For example, I just read about a pretty neat way to save money on gas on MonkeyMiles. I go to Shell anyway although I’ve never signed up for their Fuel Rewards. But yeah, for 6 cents a gallon I’ll definitely be getting an account.
Remember just having the IHG Rewards Club credit card makes you a platinum member.
CLICK HERE to learn more about it.