Going on an international trip is very exciting but it can also be very expensive. Using a credit card to pay for purchases when traveling internationally is often the best way to get a good exchange rate and the rate your bank gets will be better than the one you’ll get on your own if you exchange cash. Using a card also means that you don’t have to carry around a bunch of cash with you. However, many cards will add on a “foreign transaction fee” to any transactions made with anything except your home currency. Here’s an easy way to keep from paying that extra 2-3 percent on all of your purchases while away.
Hotel promotions are a great way to increase your point balances and they don’t require you to pay with a certain credit card (or any credit card) to take advantage of them. Hotel programs are already the most generous about rewarding points, with several chains rewarding up to 10 points per dollar spent for their base members. If you’re lucky enough to be staying at a hotel during one of these promotions, your balances can start to pile up quickly.
Starting on August 1st, you can earn double or triple points for stays at Holiday Inn Express hotels – here’s how to sign up.