One of the big changes that happened when the IHG Rewards Club Premier card was launched was the introduction of a cap on the free night certificate earned every year on your card anniversary. While the certificate was previously good at any IHG property, it’s now only good at IHG hotels with a redemption point level of 40,000 points or less. While that may take away your ability to use the certificate at many luxury hotels in big cities, there’s still many hotels where you can get a free night. Several of those hotels are right outside of Walt Disney World (WDW) property.
Going on an international trip is very exciting but it can also be very expensive. Using a credit card to pay for purchases when traveling internationally is often the best way to get a good exchange rate and the rate your bank gets will be better than the one you’ll get on your own if you exchange cash. Using a card also means that you don’t have to carry around a bunch of cash with you. However, many cards will add on a “foreign transaction fee” to any transactions made with anything except your home currency. Here’s an easy way to keep from paying that extra 2-3 percent on all of your purchases while away.
Global Entry is a program of the U.S. Customs and Border Protection service that allows pre-approved, low-risk travelers to receive expedited clearance upon arrival into the United States. In my opinion, it’s a no-brainer decision for any frequent traveler to sign up for this program. The $100 non-refundable application fee is a small price to pay in order to blow past the long immigration lines when returning to the United States. Your Global Entry status is then good for five years. So that’s $20 a year. Where else can you buy VIP treatment for twenty bucks?
What makes this an even better deal is when you’re approved for Global Entry, you also get a Known Traveler Number (KTN), giving you access to TSA Pre✓® lanes at domestic airports. This program charges an $85 membership fee if you apply for it separately, so it only costs an extra $15 to get expedited entry when entering the U.S. on international flights (as well as some cruise ports and land crossings). You could just apply for TSA Pre-Check instead of Global Entry but the process is similar and if you’re getting reimbursed, why not go for the better deal?
Back in March of this year, I wrote about how Sharon applied for the now discontinued IHG Reward Club credit card from Chase just before it disappeared. The offer she signed up for awarded her 60,000 IHG points for spending $1,000 in the first three months of being a cardholder. That wasn’t bad.
However, shortly after applying I saw an article on the Doctor of Credit website:
Turns out there was an 80,000 point offer still listed online. I never could get that link to work for an application but the website was still out there. Why not ask Chase to match that offer?
The IHG Rewards Club Select credit card from Chase had some of the most valuable benefits of any card out there. Just for paying the $49 a year annual fee, you received a free night at any IHG hotel worldwide, Platinum IHG status and a 10% rebate on reward stays. As what eventually happens to all great things, the Rewards Club Select card is no longer (well, it’s no longer available for new applications). So what about it’s new, flashy replacement, the IHG Rewards Club Premier Credit Card? Continue reading “Credit Card Review: IHG Rewards Club Premier”