Credit Cards Are Adding Cell Phone Coverage But Benefits Aren’t All The Same

It used to be that just one or two of my credit cards offered any type of coverage for cell phones. When phones were less expensive and U.S. mobile providers were subsidizing the full cost, having insurance on your phone wasn’t viewed as being important. Now that more popular phones cost around or over the $1,000 range, and repair prices vary from $100 for a cracked screen to several hundred dollars for more severe damage, having a policy where you only need to pay a $50 deductible is an appealing option.

Customers were paying for their own coverage but the banks saw an opportunity to differentiate their product by offering Cell Phone Protection as a perk of their cards. Offering this benefit requires paying your cell phone bill with that card, so for the bank this is an excellent way for them to get you to put your recurring cell phone bill onto their card for month after month.

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The Cards I Am Now Using For Travel Expenses

I have a quandary. I’m no longer sure what card to use for my travel expenses. It used to be pretty clear cut. There was the card I used when I wanted to get travel protection. I had a card that earned the most points for expenses that other cards didn’t cover. I even had a card to use for my tolls and UBER expenses.

Well, things change. Some cards devalue while others become more valuable. So where do I sit right now when it comes to travel charges?

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Hotel Review: Holiday Inn Orlando – Disney Springs Area

Back in 1973, shortly after the opening of Disney World in Orlando, four high rise hotels opened on Disney property. These weren’t highly themed Disney hotels like the Polynesian or Contemporary. Instead, these were regular hotels run by well-known chains at the time such as TraveLodge and Howard Johnson’s.

The Howard Johnson’s was eventually bought by Marriott and run as a Courtyard property until 2003. In a case of the worst/best timing of buying a hotel, it was sold and turned into a Holiday Inn in December of that year, only to be massively damaged by Hurricane Charley in August of 2004. It didn’t reopen until 2010 after a $35 million dollar renovation. It just went through another renovation in 2018.

The Holiday Inn is now one of the Disney Springs Resort Area Hotels. While they are not run by Disney, they are still on Disney property. The benefits afforded to these hotels is the reason we booked a night here on the opening weekend of Star Wars Galaxy’s Edge at Disney Hollywood Studios.

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