Happy Sunday to all of our travel friends, both near and far! Here are some articles we’ve read from other bloggers (and other sources) that we think you may like, as well, so we’re passing them along.
I’ve been signing up for hotel co-brand credit cards as a way to decrease our total out pocket spending on travel. Several cards have sign-up bonuses good for multiple nights at low-cost properties or a long weekend at a luxury resort. The most recent card I signed up for is the World of Hyatt credit card from Chase.
I’ll admit that Hyatt was a hotel chain I didn’t pay much attention to before I started earning Chase Ultimate Rewards. Once I was able to transfer points from Chase to Hyatt, I noticed that they had hotels with award space in locations I wanted to stay like Hollywood, Sedona, Key West, and Raleigh. NC.
Here’s a look at the World of Hyatt Card.
Continue reading “Credit Card Review: World of Hyatt Card”
In 2018, Chase and Hyatt relaunched their co-brand credit card and the World of Hyatt credit card was born. For a while, the card offered a sign-up bonus of up to 60,000 World of Hyatt points if you reached the tiered spending requirements. Eventually, the sign up bonus was reduced to 50,000 World of Hyatt points, which isn’t a bad offer and one that I’d still recommend if you have a use for Hyatt points. However, a new offer has surfaced and now you can choose between the two offers if you want to sign up for the card.
Which offer is better? Should you take the points or the free nights? As usual, Your Mileage May Vary.
As you may have read, we had a blowout trip through the American Southwest in 2017. For us, a fifteen night trip is an amazingly long time to be away from home. We could have stayed at the same hotel chain properties and worked our way towards some low level of status. However, it was much better for us to pick the best hotel for us in each location and use the most sensible form of payment, be it paying cash or using points. The same thing went for the flights, which were booked with a combination of cash and airline miles.
This was possible because I had a stash of points in several hotel programs as well as had transferrable credit card points. Some of the rooms I paid for because the hotels either weren’t part of any point program or there was a promotion that made paying with cash a much better value than using points.
I guess there are worse problems to have than not knowing which is the best card to pull out of my wallet when paying for a meal. When I went out for dinner with friends last night, we split the check and I needed to choose a card to pay for my share. I saw someone paying with an American Express Gold Card that earns four Membership Rewards per dollar and the other party was paying with a Capital One card that earns 4% cash back. So I needed to make sure my selection showed I know the best way to maximize points earning. I mean, I’m the one at the table who writes about points and miles, right? So why did I freeze and ponder which would be the best card for me to use?
It wasn’t that I didn’t have a card that earned a great return, it was that I had three cards in my wallet that each would earn a good return on the cost of my dinner. Any of them would be a good choice, but which card was the best choice and did I choose wisely?