Credit Card Review: Chase Sapphire Preferred

Remember when the Chase Sapphire Preferred was the darling of the miles and points universe. It earned valuable Ultimate Rewards points with bonus points for spending on travel and dining expenses. What happened to force the Sapphire Preferred into the back seat? The introduction of the Sapphire Reserve, that’s what happened. With a big brother offering a larger bonus for spending in the same categories and more perks, the Sapphire Preferred fell into obscurity. Since Chase doesn’t let you carry both cards at the same time, which one should you get? The Sapphire Preferred is still a pretty strong contender for people newly entering the world of points and miles and it’s really a Your Mileage May Vary call on what the better card might be for you.  Continue reading “Credit Card Review: Chase Sapphire Preferred”

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All Miles/Points Are NOT Equal

When talking to people about miles and points, I’ve found explaining the concept of a point in one program is not worth the same as a point in another program is one of the most difficult things for people to understand. Using two hotel chains as an example, why are a Hyatt point and a Hilton point not equal? You have 1 mile/point in each program so they’re worth about the same, right? Wrong!

I’ve gone over the different types of points you can earn in a previous post. Now  let’s talk about how even the same type of points can have very different values. Continue reading “All Miles/Points Are NOT Equal”

What You Get If You Sign Up For These Hotel Programs

Miles and points are two ways to improve the way you travel and getting a healthy balance of hotel points is a major part of that. Even if you don’t go out of your way to collect hotel points through other means, just getting points for the stays you pay for can eventually earn you enough for a night or two off on a future stay. That’s money you can use for something else on your trip.

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We used our Starwood points for a room at the Great Northern Hotel in London – it’s just outside King’s Cross Station

Nothing in the miles and points world is free and keeping these points active does require work to make sure the points you have don’t expire.  However using a website like AwardWallet can help you keep track of all of your points and miles accounts.

Continue reading “What You Get If You Sign Up For These Hotel Programs”

How To Get Elite Hotel Benefits Just By Having A Credit Card

Hotels provide special elite benefits to frequent guests of the hotel chain as a thank-you for being good customers. While each chain has different benefits for differing levels of membership, the things you’ll usually see offered are a welcome gift, free wifi, early check in, late check out, an upgraded room and a variety of other perks.

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Pferdschwemme (Horse Pond), as seen from our (upgraded) room at the Goldener Hirsch

While I’d like to think that we are traveling all the time, we actually aren’t. We stayed outside of our home for 43 nights in 2017. The breakdown of our stays looks like this:

Continue reading “How To Get Elite Hotel Benefits Just By Having A Credit Card”

How To Avoid Extra Credit Card Fees During International Travel

Going on an international trip is very exciting but it can also be very expensive. Using a credit card to pay for purchases when traveling internationally is often the best way to get a good exchange rate and the rate your bank gets will be better than the one you’ll get on your own if you exchange cash. Using a card also means that you don’t have to carry around a bunch of cash with you. However, many cards will add on a “foreign transaction fee” to any transactions made with anything except your home currency. Here’s an easy way to keep from paying that extra 2-3 percent on all of your purchases while away.

Continue reading “How To Avoid Extra Credit Card Fees During International Travel”