I’ve admitted that I have an irrational attachment to certain travel credit cards. You know, the cards that I’ve had for a while and keep paying the annual fee even though the benefits aren’t worth what the card cost me every year. I tried to rationalize why paying for the card made sense. My arguments were convincing but eventually, I took a step back and gave a long and hard look at the money I was spending. I realized that I was giving away too much value to the “possible uses” for the card instead of looking at the actual value I was getting.
I give the credit card companies credit; they were able to make me think I was winning at this game. I had all these perks, got statement credits for expenses and my out of pocket cost whittled down to almost nothing. It’s like they were paying me to keep the card. Wait, I know that’s not true. No bank is going to pay you to keep a card for the long term. They’d eventually go out of business.
So how’d the person who is so proud of not being loyal to any airline, hotel or rental car company end up in an unhealthy relationship with some credit cards? Here are just a few of the traps that I fell into that lead to making irrational decisions.
Continue reading “Stop Falling In Love With Travel Credit Cards!!”
If you have travels coming up, I sure hope you have TSA Pre✓®. If you don’t, why not? It’s one of the easiest ways to help make travel less stressful. I’ve written about the ways you can enroll in the program in this post. I just ask one favor, when you apply:
PLEASE DON’T USE POINTS TO PAY FOR THE APPLICATION FEE!
Continue reading “TSA Pre-Check Is Great, But Don’t Use Your Points To Pay For It (Updated November 2019)”
Happy Sunday to all of our travel friends, both near and far! Here are some articles we’ve read from other bloggers (and other sources) that we think you may like, as well, so we’re passing them along.
Continue reading “What To Do When You’re Getting Credit Card Application Denials, Why Centurion Lounges Will Get More Crowded, How To Get 15% Off at Target, & More!”
And in the blink of an eye, we’re already well into the first week of September. Time goes by so quickly! Anyway, here are our most popular posts for August 2019. Some of them were actually written before August (heads up that rules and offers change and we can’t guarantee that those older posts are still accurate), so take a look to make sure you didn’t miss any of the good stuff:
Continue reading “New Advice for PreCheck & Global Entry, Warnings Countries Give About USA, Airports with Longest/Shortest TSA Lines, & More!”
For a long time, the Citi Prestige wasn’t a card I used for everyday purchases but instead spent time as a “special teams player,” wherein I’d pull it out of the drawer to make specific purchases for the benefits it provided, such as concert ticket protection or travel insurance coverage.
On January 4, 2019 the Citi Prestige earned a spot in my wallet. The bonus categories improved significantly and it became a card I could use all the time. Ever since then, Citi has chipped away at the value of the card to the point where I question the card’s place in my wallet or even in my sock drawer. What a difference 9 months makes.
The Citi Prestige is one of the premium credit cards on the market and you need to have good credit to be approved for one. It also carries a hefty $495 annual fee. You’ll have to decide if it’s worth it to you. Continue reading “Credit Card Review: Citi Prestige”