The Delta Credit Card That’s So Nice I’ve Had It Twice

I’m not someone who tends to churn credit cards. If you’re not familiar with the term ‘churning,’ it means applying for a card for the sign up bonus and cancelling it before the annual fee hits. Then you wait a while and apply for the same card again so you can earn the sign up bonus again. Rinse, repeat, spend miles, cancel card, apply……. and so on, and so on.

To fight against this practice, American Express has a policy of only offering one sign up bonus on each of their cards per “lifetime.” Since Sharon and I have both previously earned a sign up bonus for this card, we figured that we’d never be able to get one again. That was until Sharon received a mailer offering the card with a sign up bonus and there was no wording on the application saying it was limited to once in a lifetime. So she applied for the card and now we’re once again cardholders of the: Continue reading “The Delta Credit Card That’s So Nice I’ve Had It Twice”

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Credit Card Review: American Express Platinum Card

The American Express Platinum Card is the last of the three premium travel cards for me to review, as I’ve already talked about the Citi Prestige and the Chase Sapphire Reserve. I’m looking at the Platinum Card at this moment because my annual fee is coming due and I need to evaluate if I’m going to keep the card, downgrade it or cancel it. Since I need to look at everything the card offers to help make my decision, I figure this is as good a time as any to post my review.

You can sign up for the American Express Platinum card by using my referral link. I would greatly appreciate it because I receive a bonus for everyone who gets the card. Thanks!

Continue reading “Credit Card Review: American Express Platinum Card”