I’m not someone who tends to churn credit cards. If you’re not familiar with the term ‘churning,’ it means applying for a card for the sign up bonus and cancelling it before the annual fee hits. Then you wait a while and apply for the same card again so you can earn the sign up bonus again. Rinse, repeat, spend miles, cancel card, apply……. and so on, and so on.
To fight against this practice, American Express has a policy of only offering one sign up bonus on each of their cards per “lifetime.” Since Sharon and I have both previously earned a sign up bonus for this card, we figured that we’d never be able to get one again. That was until Sharon received a mailer offering the card with a sign up bonus and there was no wording on the application saying it was limited to once in a lifetime. So she applied for the card and now we’re once again cardholders of the: Continue reading “The Delta Credit Card That’s So Nice I’ve Had It Twice”