The Pre-Trip Wallet Shuffle

Before going on a trip, there’s a ritual I go through involving our wallets. I need to go through them, remove cards we won’t need when traveling and replace them with the cards we will or might need when we’re out of town. Unlike packing, where I have a list I’ve perfected over the last 20 years, when it comes to our wallets, I have to wing it and make choices for each trip because every time is different.

Here are some of the questions I ask. Did I use a certain card to book something during the trip and need the card for confirmation? Are we flying on an airline where using the card for onboard purchases will give me a discount? Do I need a specific card to get into an airline lounge? Will we be buying groceries during the trip or will we be eating out all the time? Will we be renting a car? If so, I’ll need to bring a card that has primary LDW coverage as well as one that earns a good return on gas purchases.

While I’ve read about making a dedicated travel wallet so you don’t forget to bring any of the cards you only need when traveling, I’m more afraid I’d forget to put something in the travel wallet like my drivers license or my insurance card. I don’t think I’d ever hear the end of it if that happened (Note from Sharon: No. No, you wouldn’t BWAHAHAHA!). As usual, I take two approaches to making our wallets because while I will bring a different card for each category, Sharon will only allow me to give her one to two cards at the most for her to use, hereby named the card in the front of the wallet she’ll use for everything and the card behind it for if the first one doesn’t work somewhere.

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