Happy Wednesday to all of our travel friends, both near and far! Here are some articles we’ve read from other bloggers (and other sources) that we think you may like, as well, so we’re passing them along.
Tag: Credit Cards
Should You Be Concerned About This Hotel Scam Alert?
One of the members of our Facebook group recently brought this reported hotel scam to our attention. I saw some holes in it, so I decided to do some investigating.
Continue reading “Should You Be Concerned About This Hotel Scam Alert?”
Eight Commonly Heard Questions Regarding Chase’s 5/24 Rule For New Card Applications
It used to be easy to sign up for travel cards. When you hear stories from just a few years ago, they seem unbelievable today. That’s because the banks figured out what we were up to, basically signing up for a bunch of cards to get the signup bonuses and canceling them before we’d ever had to pay an annual fee. FREE POINTS! As you could imagine, the banks didn’t like that very much, but it wasn’t until the price of giving away all these rewards points was high enough that they did anything about it.
Their response was to put in some rules on new card applications. These rules vary for each bank and are continually changing. One of the most hated restrictions is Chase’s 5/24 rule.
At face value, it seems to be an easy rule to understand, but I still see constant questions online where people get confused about the details. What counts? What doesn’t? Why’d I get denied for a card? I’ll try to go over some of the most misunderstood parts of the 5/24 rule and explain what it means to you and if you should even care.
Should You Sign Up For Credit Cards From Airlines Outside The U.S.?
Every once in a while, I’ll see a post about a credit card from an airline outside the United States. The card is from a bank in the U.S. and marketed to Americans but why should I be interested in a card that earns points in a program from a foreign airline? I guess the answer depends on the program you’re collecting miles from and what you can do with them.
While some of these cards are for programs I’m familiar with, others are for programs I admittedly don’t know much about. While I might not ever fly on that airline, there’s plenty of opportunities to use miles on partner airlines.
While a single sign up bonus might not be enough for an award ticket, if the program is affiliated with a flexible points currency you can combine those points to get the award you want.
Employing a strategy of earning points in airlines outside the U.S. involves more work than just earning Membership Rewards, ThankYou Points or Ultimate Rewards. You need to know ahead of time if you’ll have any use for the points you’re earning. However, if you’ve already applied for the cards from the major U.S. airlines, these cards give you some additional options. I’d categorize this as a medium risk, medium approach to earning points and miles.
Here’s a list of some of the cards available in the U.S. that earn miles for foreign airlines:
Continue reading “Should You Sign Up For Credit Cards From Airlines Outside The U.S.?”
Credit Card Review: Gold Delta SkyMiles Business American Express Card
Delta offers several co-brand credit cards through their partnership with American Express. The Gold Delta cards are the mid-level entry point of the card portfolio. These cards have an annual fee but also provide some excellent benefits if you’re an occasional Delta flyer.
This review is for the business version of the Gold Delta SkyMiles American Express card. If you decide that you want to sign up for this card, or any of the Delta American Express business credit cards, we’d appreciate if you use our link. We receive Delta SkyMiles for each referral and that helps us keep Your Mileage May Vary HQ going strong.
So what type of benefits does this card provide upon signing up and does it make sense to keep this card for the long run?
Continue reading “Credit Card Review: Gold Delta SkyMiles Business American Express Card”
