We’re more than halfway through September and it’s less than 100 days until Christmas. Christmas music is already playing on Sirius XM if you listen on the app (Note from Sharon: YAY!), and you should because now it’s included with even the cheap select subscriptions.
Besides getting ready to pull holiday decorations out of the attic, it means I have to give a good, hard look at my plans for our credit cards for the rest of the year.
Right now, I’ve finished with all of our spending requirements for new cards and I’ve almost reached the one spending threshold I set to achieve. That only means it’s time to look for new cards.
What’s out there that looks interesting to me? As a preface to my choices, I’m currently at 4/24 and Sharon’s at 5/24. I’m not looking at Chase right now for me because I already have 5 personal cards and 1 business card with them and I’m happy with that portfolio.
So what’s looking interesting for me right now?
Continue reading “What Cards Am I Looking At Before The End Of 2019?”
Global Entry is a program of the U.S. Customs and Border Protection service that allows pre-approved, low-risk travelers to receive expedited clearance upon arrival into the United States. In my opinion, it’s a no-brainer decision for any frequent traveler to sign up for this program. The $100 non-refundable application fee is a small price to pay in order to blow past the long immigration lines when returning to the United States. Your Global Entry status is then good for five years. So that’s $20 a year. Where else can you buy VIP treatment for twenty bucks?
What makes this an even better deal is when you’re approved for Global Entry, you also get a Known Traveler Number (KTN), giving you access to TSA Pre✓® lanes at domestic airports. This program charges an $85 membership fee if you apply for it separately, so it only costs an extra $15 to get expedited entry when entering the U.S. on international flights (as well as some cruise ports and land crossings). You could just apply for TSA Pre-Check instead of Global Entry but the process is similar and if you’re getting reimbursed, why not go for the better deal?
Continue reading “The Credit Cards That Will Pay For Your Global Entry Or TSA PreCheck Application Fee (Updated July 2019)”
I was right there on 6th Avenue in Manhattan, across the street from the City National Bank branch. One of the only three locations in New York where you can apply, in person, for the City National Bank Crystal Visa Infinite card. I was prepared. I had a copy of my most recent pay stub from work. A copy of my passport. Ability to pull up my investment portfolio on my phone and print if needed.
So why, if I had everything ready, didn’t I go into the branch and apply? I’m not even sure if I made the right choice. All I can say is that I hesitated and went for an easier offer.
Before leaving for New York, I warned Sharon that I wanted to stop by a bank branch during our trip to apply for a card and she might need to come with me. I tried to explain why but I know that after some point, I just need to pull out “you just have to trust me.”
I’ve had my eye on this card for a while. Besides being able to make money on the travel credits alone, the ability to save $100 on each set of round trip tickets we buy could save us a bunch of money every year. The sign-up bonus is currently 50,000 City National Rewards bonus points once spending $5,000 in the first 90 days.
I referred to Frequent Miler’s post in order to learn about all the benefits of the card. The stars were aligning and we were on our way. What happened? Continue reading “Why I Didn’t Apply For the CNB Crystal Visa Infinite Card”