I was right there on 6th Avenue in Manhattan, across the street from the City National Bank branch. One of the only three locations in New York where you can apply, in person, for the City National Bank Crystal Visa Infinite card. I was prepared. I had a copy of my most recent pay stub from work. A copy of my passport. Ability to pull up my investment portfolio on my phone and print if needed.
So why, if I had everything ready, didn’t I go into the branch and apply? I’m not even sure if I made the right choice. All I can say is that I hesitated and went for an easier offer.
Before leaving for New York, I warned Sharon that I wanted to stop by a bank branch during our trip to apply for a card and she might need to come with me. I tried to explain why but I know that after some point, I just need to pull out “you just have to trust me.”
I’ve had my eye on this card for a while. Besides being able to make money on the travel credits alone, the ability to save $100 on each set of round trip tickets we buy could save us a bunch of money every year. The sign-up bonus is currently 50,000 City National Rewards bonus points once spending $5,000 in the first 90 days.
I referred to Frequent Miler’s post in order to learn about all the benefits of the card. The stars were aligning and we were on our way. What happened? Continue reading “Why I Didn’t Apply For the CNB Crystal Visa Infinite Card”
Priority Pass is a program that provides access to airport lounges, business suites and credits you can use at airport restaurants. While you can buy a membership into the program, most people from the United States have a Priority Pass Select membership through having a credit card which provides it as a perk. That’s where things get interesting. While the access to the club may be limited due to capacity issues, the cardholder will get in by showing their Priority Pass card (or a digital card if available). If you want to bring in a guest, each card has rules that are worded slightly differently and those small differences may cost you an additional $32 for each extra guest in your party.
Continue reading “How Many Guests Can You Bring Into A Lounge With Priority Pass Select? It’s Complicated.”
January 1st is a day that most frequent travelers hate to see. It’s when all the airline miles flew and hotel nights stayed over the past year reset to zero and they have to start all over again to try to reach status for the next year. Since I don’t worry about status, the start of the new year means that my travel credits have reset and I have some money to spend. Or do I?
If you have a premium travel credit card (or five of them), hopefully, you’re aware of the travel credits offered by these cards. Travel credits, ranging anywhere from $100 to $325, help to offset the lofty annual fees these cards charge. The trick is that you have to use the credits or they expire. To make things more difficult, the charges that are eligible for reimbursement and the procedures to get the credits are different for every card. Another difference between these cards is if the credits go by your membership year or the calendar year.
Continue reading “Have You Used Your Credit Card Travel Credits? When Do They Reset?”