Citi Archives - Your Mileage May Vary

Sometimes It Pays To Admit When You’ve Made A Mistake

You know the feeling that you needed to do something but just can’t quite remember what it is? I had that feeling for the last three days of my business trip. It wasn’t until I arrived back home that I found out what I was forgetting to do.

Pay my World of Hyatt credit card bill.

I’m usually organized with these things but lately I’ve forgotten a payment until a day or two after so I’ve started to set up an automatic minimum payment every month just in case I forget. That way, I’ll just need to pay the interest charge. It’s not what I want to do but it’s better than having to pay a late fee, as well.

Back to the story at hand. The World of Hyatt card is a newer card for me and I didn’t set up automatic payment yet AND I forgot put the payment in my spreadsheet. Oops!

There are several things you need to do when this happens:

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JetBlue Announcement, Devaluation Of Credit Cards, Disney Haunted Mansion Wedding & More!

Happy Sunday to all of our travel friends, both near and far! Here are some articles we’ve read from other bloggers (and other sources) that we think you may like, as well, so we’re passing them along.

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Watch Out For This Fee If You Transfer AMEX Membership Rewards To A U.S. Airline

When booking our upcoming, spontaneous (for us) trip to London, I needed to top up our Delta SkyMiles balances to have enough miles in our accounts for the tickets. One of the reasons I like to earn flexible miles is the ability to transfer them where and when I need them. Since American Express is the only one of the three main flexible currencies that partners with Delta, I went to the Membership Rewards website to transfer 30,000 points from Sharon’s AMEX account to Delta.

After having to verify information from the card, I was reminded of the hidden fee American Express adds if you want to transfer points to a U.S.-based airline.

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Why Do Banks Make Everything So Difficult?

Note: Offers mentioned in this article are no longer available.

Over the course of one week, I dealt with issues from three different banks. Needless to say, that was one long week. I don’t understand why, when dealing with a bank, every transaction must be difficult. It’s like pulling teeth to get anything accomplished. When everything is difficult, I tend to get introspective and think, “Maybe I’m the one that’s difficult to deal with.” I’m looking for some objective opinions, is it me or is it the bank?

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Do You Need To Tell Your Credit Card Companies That You’re Traveling? Usually Yes. Here’s How.

Back in the day, I had a list of things I needed to do before going on a trip. Among other things, I had to print out the itinerary, pack the travel books and call the banks to let them know I was going to be using my cards in places I usually didn’t. This was especially important if I was traveling outside of the U.S. because the last thing I wanted to do when I was in a foreign country was to pay for a phone call to the bank to unfreeze my account.

Times have changed. I don’t bring a stack of travel books with me on vacation and my entire list of plans for the trip are stored on my iPhone. But do I still need to let the bank know I’ll be traveling? There’s a good chance I already booked the tickets using their card so knowing I’ll be visiting an area should already be in their computer system, right? Not exactly. Here’s what the banks say about informing them of your travels (and Spoiler Alert!: Most of them still want you to alert them about your travels)…

Continue reading “Do You Need To Tell Your Credit Card Companies That You’re Traveling? Usually Yes. Here’s How.”