Hi travel friends! Here are our most popular posts for September 2019. Some of them were actually written before September (heads up that rules and offers change and we can’t guarantee that those older posts are still accurate), so take a look to make sure you didn’t miss any of the good stuff:
Putting together a plan for your Citi credit cards is kinda like setting the table for a picnic in the middle of a tornado. As soon as you make your decisions, Citi changes something, messing up all your plans.
I wrote about what I was going to do with my Citi cards but, as it turns out, I had to make some changes. Because, Citi.
One part of the plan that remained was finally getting rid of the AT&T Universal Rewards card. It’s one of the discontinued cards I hold on to but it was time to let it go. I decided to try and change it to the AT&T Access More card.
Going on an international trip is very exciting but it can also be very expensive. Using a credit card to pay for purchases when traveling internationally is often the best way to get a good exchange rate and the rate your bank gets will be better than the one you’ll get on your own if you exchange cash. Using a card also means that you don’t have to carry around a bunch of cash with you. However, many cards will add on a “foreign transaction fee” to any transactions made with anything except your home currency. Here’s an easy way to keep from paying that extra 2-3 percent on all of your purchases while away.
Over the past 12 months, Citi has made several major changes to their credit card portfolio. The surprising thing is the inconsistent nature of these changes. While some of them add significant value to the cards, others cut the legs off the cards in regards to their usefulness in any serious traveler’s wallet.
Looking at the timeline of the changes will possibly give you a case of whiplash. Here’s a summary of the changes announced by Citi:
For a long time, the Citi Prestige wasn’t a card I used for everyday purchases but instead spent time as a “special teams player,” wherein I’d pull it out of the drawer to make specific purchases for the benefits it provided, such as concert ticket protection or travel insurance coverage.
On January 4, 2019 the Citi Prestige earned a spot in my wallet. The bonus categories improved significantly and it became a card I could use all the time. Ever since then, Citi has chipped away at the value of the card to the point where I question the card’s place in my wallet or even in my sock drawer. What a difference 9 months makes.
The Citi Prestige is one of the premium credit cards on the market and you need to have good credit to be approved for one. It also carries a hefty $495 annual fee. You’ll have to decide if it’s worth it to you. Continue reading “Credit Card Review: Citi Prestige”