Why You Shouldn’t Worry About Transfer Bonuses

The biggest advantage of earning transferrable credit card points is the flexibility when you need to redeem them for travel. You can never know in advance which airline program will have availability on the flights you want to take. It’s impossible to put a value on being able to move points into whichever program you need at the exact moment you need them.

As a reminder, here are the transferrable point currencies from the major banks:

  • American Express Membership Rewards
  • Capital One Venture Rewards or Spark Miles
  • Citi ThankYou points
  • Chase Ultimate Rewards

You can also transfer points from the Marriott Bonvoy program to airline programs.

Occasionally, banks will offer bonuses to transfer points into a specific program. Most of these offers last for 1 to 2 months, so there’s not usually a need to jump into them right away.

While these promotions offer great value if you were planning on transferring points anyway, speculative usage of transfer bonuses isn’t a good idea for the average traveler.

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Have You Used Your Credit Card Travel Credits? When Do They Reset?

January 1st is a day that most frequent travelers hate to see. It’s when all the airline miles and hotel night counters reset to zero and they have to start all over again to try to reach status for the next year. Since I don’t worry about status, the start of the new year means that my travel credits have reset and I have some money to spend. Or do I?

I’ve given thought to ditching all of my premium cards but didn’t do it. If you’re like me and have a premium travel credit card (or five), hopefully, you’re aware of the travel credits these cards offer. Travel credits, ranging anywhere from $100 to $325, help to offset the lofty annual fees these cards charge. The trick is that you have to use the credits or they expire. To make things more difficult, the charges that are eligible for reimbursement and the procedures to get the credits are different for every card. Another difference between these cards is if the credits go by your membership year or the calendar year.

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Credit Card Review: Costco Anywhere Visa Card by Citi

Most of the credit cards I’ve review focus on earning airline miles, hotel points or some form of transferable points (Chase Ultimate Rewards, Citi ThankYou Points or AMEX Membership rewards). However, when I talked about the differences in reward credit cards, there was another category I mentioned – the cashback card. This type of card won’t get you overseas in a fancy cabin, but it may help you pay the taxes on the ticket you’re purchasing with miles you’ve earned in a different program. Taking into consideration that many cards today offer business and first-class tickets at large discounts, it may be a better value to buy a ticket with cash instead of redeeming miles. A cashback card can help to offset those out of pocket expenses.

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The Cards I Am Now Using For Travel Expenses

I have a quandary. I’m no longer sure what card to use for my travel expenses. It used to be pretty clear cut. There was the card I used when I wanted to get travel protection. I had a card that earned the most points for expenses that other cards didn’t cover. I even had a card to use for my tolls and UBER expenses.

Well, things change. Some cards devalue while others become more valuable. So where do I sit right now when it comes to travel charges?

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American Airlines Offering Status For Nothing, Favorite Eats In Key West, Marriott Making It Harder To Stay With Them, & More!

Hi travel friends! Here are our most popular posts for September 2019. Some of them were actually written before September (heads up that rules and offers change and we can’t guarantee that those older posts are still accurate), so take a look to make sure you didn’t miss any of the good stuff:

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