Sometimes It Pays To Admit When You’ve Made A Mistake

You know the feeling that you needed to do something but just can’t quite remember what it is? I had that feeling for the last three days of my business trip. It wasn’t until I arrived back home that I found out what I was forgetting to do.

Pay my World of Hyatt credit card bill.
Chase Bank Branch
I’m usually organized with these things but lately I’ve forgotten a payment until a day or two after so I’ve started to set up an automatic minimum payment every month just in case I forget. That way, I’ll just need to pay the interest charge. It’s not what I want to do but it’s better than having to pay a late fee, as well.
Back to the story at hand. The World of Hyatt card is a newer card for me and I didn’t set up automatic payment yet AND I forgot put the payment in my spreadsheet. Oops!
There are several things you need to do when this happens:

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Why You Need To Diversify Your Miles and Points Portfolio

As you may have read, we had a blowout trip through the American Southwest in 2017. For us, a fifteen night trip is an amazingly long time to be away from home. We could have stayed at the same hotel chain properties and worked our way towards some low level of status. However, it was much better for us to pick the best hotel for us in each location and use the most sensible form of payment, be it paying cash or using points. The same thing went for the flights, which were booked with a combination of cash and airline miles.

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This was possible because I had a stash of points in several hotel programs as well as had transferrable credit card points. Some of the rooms I paid for because the hotels either weren’t part of any point program or there was a promotion that made paying with cash a much better value than using points.

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Arrrrrgh – A Hacked Credit Card Cost Me Points!!

Whether you’re a points and miles person, a cash back type or even if you only use a debit card, getting your card hacked eventually happens to everyone. Since I have a good amount of cards, I keep a close tab on my accounts looking for any unfamiliar charges. It makes it pretty hard for Sharon to surprise me with any presents, ’cause I see the charge before I get the gift, but that’s a trade-off I’m willing to make.

Back in November, I saw two separate $300 Ticketmaster charges for Orlando Magic tickets on my Sapphire Reserve. We’re not sportsing people and the charges weren’t ours, but since we live in Orlando, Chase’s systems didn’t flag them as fraudulent charges. I went online, filled out the form saying I didn’t make these charges (yay for no direct human contact) and was informed the charges would be removed. They canceled my card, sent me a replacement and a mailer to send back the indestructible metal card. I thought that was the end of the story, and it was, until now.

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