The annual fee for our Chase United Explorer card is coming up and I’m looking at reasons to keep the card for another year. I look at every card on a yearly basis to see if it still fits into our travel needs and if I’m getting value for the money I’m paying in fees. Here are seven reasons I found to keep the United Explorer card from Chase.
When you have a credit card with an annual fee, you should evaluate every year whether or not the benefits of keeping the card are greater than the cost of keeping the card. This would seem to be an easy thing to do but there are many variables that need to be taken into consideration. A card that has great value to one person may be useless to another and therefore when reading posts about if a card is worth it, remember that Your Mileage May Vary.
So what should you think about when deciding if you should keep a card?
Continue reading “When To Keep, Downgrade Or Cancel A Credit Card That Has An Annual Fee”
Happy Sunday, everyone! Here are some articles we’ve read this week from other bloggers (and other sources) that we think you may like, as well, so we’re passing them along.
Like this post? Please share it! We have plenty more just like it and would love if you decided to hang around and clicked the button on the top (if you’re on your computer) or the bottom (if you’re on your phone/tablet) of this page to follow our blog and get emailed notifications of when we post (it’s usually just two or three times a day). Or maybe you’d like to join our Facebook group, where we talk and ask questions about travel (including Disney parks), creative ways to earn frequent flyer miles and hotel points, how to save money on or for your trips, get access to travel articles you may not see otherwise, etc. Whether you’ve read our posts before or this is the first time you’re stopping by, we’re really glad you’re here and hope you come back to visit again!
This post first appeared on Your Mileage May Vary
When I’m ready to sign up for a new credit card it’s an exciting time for me and I’ll read though the recent articles listing the “Best sign up bonuses” so I have an idea of what is available. Instead of making yet another list, I’ll give some insight into what I take into consideration when making the decision of which card to apply for next.
Continue reading “How To Decide What Rewards Credit Card To Sign Up For Next”
It appears Chase has shut down the work around mentioned in this article.
Chase has been making it harder and harder to earn the sign up bonuses for their credit cards. In August 2017, Chase stopped accepting applications for multiple versions of the Sapphire credit cards and you’re now only able to have either a plain Sapphire card, Sapphire Preferred or Sapphire Reserve. If you already have one of these, you can’t apply for a different one just to get the sign up bonus.
Previously, you were eligible for a sign up bonus if you didn’t currently have any Sapphire cards and if it was more than 24 months since you received a sign up bonus for any version of Sapphire card. If you’re like me and are approaching the earning of points and miles as a marathon and not a sprint, waiting two years between sign up bonuses wasn’t that bad of a restriction. Then Chase unexpectedly made a change to the terms for the sign up bonus on the application page for the Sapphire cards:
The change was in subheading (ii), where it now says that you aren’t eligible for the sign up bonus if you’re received a new card member bonus within the last 48 months. Ouch. Continue reading “How To Beat Chase’s New Restrictions On Credit Card Bonuses (No Longer Works)”