Most of the credit cards I’ve review focus on earning airline miles, hotel points or some form of transferable points (Chase Ultimate Rewards, Citi ThankYou Points or AMEX Membership rewards). However, when I talked about the differences in reward credit cards, there was another category I mentioned – the cashback card. This type of card won’t get you overseas in a fancy cabin, but it may help you pay the taxes on the ticket you’re purchasing with miles you’ve earned in a different program. Taking into consideration that many cards today offer business and first-class tickets at large discounts, it may be a better value to buy a ticket with cash instead of redeeming miles. A cashback card can help to offset those out of pocket expenses.
If there’s a bank that’s giving Citi a run for its money about not knowing where they want to take their credit card business, it’s Barclays. While they have co-brand credit cards with many airlines, including American, JetBlue, Hawaiian and Frontier, their proprietary card line has been inconsistent. It was just in June 2018 when they launched the Arrival Premier with points that could be transferred to airlines. However the lack of partners that customers in the U.S. were familiar with and a confusing transfer ratio system caused the card to be closed to new applicants in October, just three months after its launch.
The Barclays Arrival+ (plus) card has been around since 2014 and has gone through several refreshes. New applications were closed for a while in 2018 when the Arrival Premier was launched but applications were opened up again, with a 70,000 point sign up bonus, when the Premier fizzled out.
So what were we to think when Barclays, again, closed new applications for the Arrival+ in June of 2019?
If you spend a lot of money each month filling your car with gas, it makes sense to maximize your return on those expenses. Many credit cards offer bonuses on gas purchases. It’s a smart business choice because using a card for gas means that card will always be in your wallet or purse and you’re more likely to use that card for other purchases besides when you go to fill up the tank.
Which card is the BEST? It depends on what type of reward you want to earn (cash or points), if you want to pay an annual fee and if you want an all-around card or a card that’s just for gas purchases. This is one of the instances where Your Mileage May Vary. Here are some of the cards available, with an above-average return on gas purchases.