According to USA Today, the average American family spends 10% of their income to pay for food, with that spending split almost evenly between eating out and eating at home. Plenty of credit cards provide bonuses for spending on restaurants, fast food and coffee shops but far fewer provide a bonus when buying groceries.
For a spending category that, on average, is 5% of your income, it makes sense to have a card that maximizes the points earned on those purchases. If you don’t want to have a card just for grocery spending, you should at least know which one of your cards will earn you the most amount of points possible.
These bonuses do not include grocery purchases made at Walmart, Target or any discount club like Sam’s Club, Costco or BJ’s.
Continue reading “The Best Credit Cards To Maximize Grocery Store/Supermarket Spending”
The Citi Prestige card. Either you think it’s one of the most valueable cards out there or you don’t understand why people love the card so much. I’d say that I’m in the first camp. I appreciate the unique perks the Prestige provides and keep the card because it’s easy for us to end up making money without much effort or having to change our travel preferences.
In October 2018, Citi announced a major revamp to the Prestige card. Several of the changes went into effect on January 4th. Since many of these changes are major improvements to the card, it has earned a permanent slot back in my wallet. Here’s a list of things that have changed already, what changes are coming down the road and what hasn’t changed.
Continue reading “Citi Prestige: What Changed, What Didn’t, And What It All Means”
One of the things I love about my Discover card are the quarterly bonus categories. Every three months Discover gives 5% back in purchases (up to $1500) in a certain category or categories. They’ve already announced the whole list for 2018:
As you can see, the categories for the first three months of 2018 are Gas Stations and Wholesale Clubs.
Continue reading “Only Four Days Left To Maximize Discover’s Quarterly Bonus Categories”