No matter if it’s planned or unplanned, no one likes being faced with a large bill that you need to pay. It could be something you know is coming, like your tax payment. You could also be planning some renovations that’ll cost a pretty penny. There are also unplanned expenses like car repairs or emergency medical bills. Needless to say, there is any number of these things that you’ll need to pay. One thing you want to happen is that they’ll accept a credit card for the amount due.
Hopefully, you’ll have enough money stashed away to pay these bills. You don’t want to carry a balance on your card and pay the interest charges. However, if you can put the charge on a card, you can earn a bunch of points and miles for these expenses, if you’re prepared.
Here are some of the ways you use large expenses to your advantage to maximize travel rewards.
Continue reading “How To Maximize Your Points Earned With A Large Expense”
Back in May, Barclays increased the signup bonuses for the co-brand JetBlue credit cards. The JetBlue Plus card bonus went up to 50,000 True Blue points.
That promotion is due to end on July 31st so you better act fast if you were interested in getting this offer.
Continue reading “Time’s Running Out To Get The Increased Bonuses For The JetBlue Credit Cards”
Perfection. Whether you’re a gymnast, ice skater, high diver, bowler or even a student getting back your exam, there’s just something special about getting a perfect score.
For some in the points and miles world or even those who care about their credit score, there’s something special about getting a perfect credit score. Now, having a perfect credit score doesn’t get you anything. I’m sure that there are those who would argue that if you have a perfect score then you’re leaving plenty of opportunities on the table.
Having a perfect score doesn’t open any doors for offers that a good or great score doesn’t provide. You’ll still be approved, or denied, for credit based on the criteria each bank applies to new requests.
So I never really paid that much attention to our scores, just a causal check every month or so to make sure something funky isn’t going on.
Imagine my surprise when I saw this.
Continue reading “Being Perfect Doesn’t Feel As Good As I Thought It Would”
It’s now the second half of 2019. Besides being a good time to look at how we’re doing on our New Year’s Resolutions (I’ve joined a gym but I’m not going as much as I’d like), it’s as good of a time as any to look at our points and miles situation.
Some bloggers are looking at their progression on qualifying for status with airlines or hotels (Ben from One Mile at a Time wrote about his progression, and congrats to him for figuring out it doesn’t pay to be loyal). Since I couldn’t care less how many nights I’ve stayed at a hotel chain or how many miles I’ve flown with an airline, what can I look at?
After sign up bonuses for credit cards, ongoing spend is the next most important way I accumulate points and miles. Looking into where I’m putting that spend and if it fits the plan I have for our points earning is a smart thing to do.
Thanks to Quicken and some scrap paper, here’s a breakdown of our spending for the first six months of 2019.
Continue reading “How I Spread Out Our Credit Card Spending For The First Half Of 2019”
I’ve spent almost all of my points and miles life earning sign up bonuses for flexible currencies like Chase Ultimate Rewards or program specific points with Delta SkyMiles or Marriott Bonvoy. There came a time where I had to look at other options and I’ve had plenty of times where I ended up paying for a trip with cash instead of using miles. So why haven’t I signed up for a card which would help me pay for those charges?
When the Barclaycard Arrival+ card offered a 70,000 point sign up bonus, I decided it was finally time for me to sign up for a travel cash back card.
Continue reading “I Have 80,000 Barclaycard Arrival+ Points. How Do I Spend Them?”