Have You Used Your Credit Card Travel Credits? When Do They Reset?

January 1st is a day that most frequent travelers hate to see. It’s when all the airline miles and hotel night counters reset to zero and they have to start all over again to try to reach status for the next year. Since I don’t worry about status, the start of the new year means that my travel credits have reset and I have some money to spend. Or do I?

I’ve given thought to ditching all of my premium cards but didn’t do it. If you’re like me and have a premium travel credit card (or five), hopefully, you’re aware of the travel credits these cards offer. Travel credits, ranging anywhere from $100 to $325, help to offset the lofty annual fees these cards charge. The trick is that you have to use the credits or they expire. To make things more difficult, the charges that are eligible for reimbursement and the procedures to get the credits are different for every card. Another difference between these cards is if the credits go by your membership year or the calendar year.

Continue reading “Have You Used Your Credit Card Travel Credits? When Do They Reset?”

Real Meaning of Forbes’ Boarding Pass Warning, The Airport Designed by Disney Imagineers, Why Hotel Sheets & Towels Are White, & More

Happy Saturday friends, and hooray, it’s finally the weekend! Here’s a recap of what’s gone on at YMMV this week. From what we’ve written to what others wrote that we really liked and wanted to share, it’s all here, in one convenient place!

Continue reading “Real Meaning of Forbes’ Boarding Pass Warning, The Airport Designed by Disney Imagineers, Why Hotel Sheets & Towels Are White, & More”

Which Credit Cards Provide Trip Delay Insurance

One of the big perks of having a premium travel credit card is the travel protections the card provides, like trip delay insurance. Travel delays or cancellations are a part of life but knowing the costs that you incur will be reimbursed makes one less thing to worry about. All you need to do is make alternate plans to get to/from where you were going and arrange to be comfortable until that happens.

Trip delay insurance is something you don’t think about until you need to use it. Say you show up to the airport for your plane and it’s delayed 30 minutes, then 60 minutes, then 2 hours and eventually you’re told that there’s no way to get you to where you were going until the next day. You’ll need to find somewhere to stay, somewhere to eat and a way to get to/from those locations. Most people will get on a very long line to see if the airline will give them a free hotel night or a meal voucher. If you used a card that provides trip delay insurance, you know that you’ll be reimbursed for the reasonable cost of a hotel, meals, taxi/Uber and travel essentials during your delay and can make your own plans without having to wait.

I used to use my Citi Prestige for travels where trip delay coverage was important. However, Citi eliminated all of the travel coverages from their cards and I had to find another card that provides coverage for delays. Continue reading “Which Credit Cards Provide Trip Delay Insurance”

The Shortest Lived Credit Card Benefit Ever, Our EPIC Dinner at WDW’s Victoria & Albert’s, The Real Truth About Flying First Class, & More!

Happy Saturday friends, and hooray, it’s finally the weekend! Here’s a recap of what’s gone on at YMMV this week. From what we’ve written to what others wrote that we really liked and wanted to share, it’s all here, in one convenient place!

Continue reading “The Shortest Lived Credit Card Benefit Ever, Our EPIC Dinner at WDW’s Victoria & Albert’s, The Real Truth About Flying First Class, & More!”