According to USA Today, the average American family spends 10% of their income to pay for food, with that spending split almost evenly between eating out and eating at home. Plenty of credit cards provide bonuses for spending on restaurants, fast food and coffee shops but far fewer provide a bonus when buying groceries.
For a spending category that, on average, is 5% of your income, it makes sense to have a card that maximizes the points earned on those purchases. If you don’t want to have a card just for grocery spending, you should at least know which one of your cards will earn you the most amount of points possible.
These bonuses do not include grocery purchases made at Walmart, Target or any discount club like Sam’s Club, Costco or BJ’s.
Continue reading “The Best Credit Cards To Maximize Grocery Store/Supermarket Spending”
While you can get a quick boost to your points and miles balances through sign up bonuses, we earn a significant portion of our points through everyday spending. Earning miles while buying groceries or gasoline is not the most exciting part of this game but it’s important to try and get the most out of all your purchases. Paying attention to little things like this will help you build up a nice stash of miles. Continue reading “Credit Card Review: American Express Everyday Preferred”
Happy Sunday to all of our travel friends, both near and far! Here are some articles we’ve read from other bloggers (and other sources) that we think you may like, as well, so we’re passing them along.
Continue reading “A New Departure Fee, The Airplane Window Controversy, How Not To Overvalue Points & more…”
When applying for a credit card you’ll usually see a place to add authorized users. The banks will phrase it like “ADD UP TO FIVE PEOPLE TO YOUR ACCOUNT FOR NO EXTRA CHARGE!” If you do this, the bank will send credit cards to everyone. Great, right? Maybe, maybe not. Here’s a quick rundown of what an authorized user is and why it may be a good, or a bad, idea to add one to your account.
Continue reading “What Are Authorized Users On A Credit Card And Should You Add Them?”
If you collect miles and points by using your credit cards, knowing what cards to use for each purchase will maximize the points you’ll earn. However, making sure you have the right card with you at all times and staying up to date on the current bonus categories is a lot of work. If you’re the type of person who, like me, wants to maximize earnings on every purchase, you need to carry at least 3-4 cards with at all times. If you’re someone who just wants to have one card for all of your purchases, like Sharon, you need to carry a card that’s good for the majority of the things you buy. Looking at the cards that I have in my wallet compared to what cards Sharon carries can give you a glimpse into two different strategies for earning points and miles.
Continue reading “Different Approaches of Credit Card Spending to Earn Miles & Points”