How To Avoid Extra Credit Card Fees During International Travel

Going on an international trip is very exciting but it can also be very expensive. Using a credit card to pay for purchases when traveling internationally is often the best way to get a good exchange rate and the rate your bank gets will be better than the one you’ll get on your own if you exchange cash. Using a card also means that you don’t have to carry around a bunch of cash with you. However, many cards will add on a “foreign transaction fee” to any transactions made with anything except your home currency. Here’s an easy way to keep from paying that extra 2-3 percent on all of your purchases while away.

Continue reading “How To Avoid Extra Credit Card Fees During International Travel”

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Our Weekly Recap: 7/23/17 – 7/29/17

Hi everyone! It’s the weekend! Woo HOO! Here’s a quick recap of our posts this week:

Joe wrote about:

Sharon wrote about:

Like this post? We have plenty more just like it and would love if you decided to hang around and clicked the button on the top of this page to follow our blog and get emailed notifications of when we post (it’s usually just once or twice a day). Whether you’ve read our posts before or this is the first time you’re stopping by, we’re really glad you’re here and hope you come back to visit again!

Our Weekly Recap: 7/16/17 – 7/22/17

Hi y’all and HAPPY SATURDAY to you! Here’s a quick recap of our posts this week:

Joe wrote about:

Sharon wrote about:

Like this post? We have plenty more just like it and would love if you decided to hang around and clicked the button on the top of this page to follow our blog and get emailed notifications of when we post (it’s usually just once or twice a day). Whether you’ve read our posts before or this is the first time you’re stopping by, we’re really glad you’re here and hope you come back to visit again!

How to use Contactless Payments for the London Underground

London is one of our favorite (or favourite) cities in the world to visit. It’s charming yet bustling. Grand and imperial, but still warm and comforting. We’ve visited London more than any other city outside of the U.S, and look for any reason we can find to go back.

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The two of us in London, 2009

Our trips to London usually consist of us traveling around on the London Underground system. In 2013, we finally admitted to ourselves that we would be visiting London over and over again so we went and purchased Oyster cards. Continue reading “How to use Contactless Payments for the London Underground”

How To Decide What Rewards Credit Card To Sign Up For Next

I’m at the point where I am ready to sign up for a new credit card. It’s always an exciting time when we’re almost finished with the spending requirements for our most recent cards. I’ve read many articles listing the “Best sign up bonuses” so I have an idea of what is available. Instead of making yet another list, I’ll give you some insight into the things I take into consideration when making a decision like this.

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With several trips planned for this year, I need to replenish my miles and points.

Continue reading “How To Decide What Rewards Credit Card To Sign Up For Next”

The confusing rules when applying for reward credit cards

I’m almost finished with meeting the spending requirement for the last credit card we were approved for, so that means it’s time to find and apply for a new card. As always, you should not be bothering with this if you have credit card debt. If that’s the case, your main goal should be to pay off the debt and increase your credit score, and THEN you can start applying for credit cards.

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When applying for credit cards, it’s important to know the rules that you’ll need to follow for each bank when applying for a credit card, because they’re all different. Knowing these rules will allow you to continue to get approved for cards and collect the bonuses that will add to your balances. That will, in turn, will allow you to meet your travel goals.

I’m going to stick to the three “major” banks that issue reward cards (American Express, Citibank and Chase) because they are the ones you will be dealing with most of the time.
Continue reading “The confusing rules when applying for reward credit cards”

Why you need to take advantage of AMEX Offers

If you have an American Express card and do not take advantage of AMEX offers, you may be leaving hundreds of dollars a year on the table. AMEX Offers are targeted promotions on your American Express account. If you register for the offer, AMEX will give you money back, or extra points, when you use your card at that merchant. Common examples are to get $10 back when you spend $50 or double Membership Rewards points for purchases for the next 3 months. Since many AMEX cards come with an annual fee, taking advantage of these offers is a wonderful way to offset the cost of the card.

If you have multiple accounts with AMEX, you need to check your account for each one of your cards because there may be different offers on each one. If you are lucky enough Continue reading “Why you need to take advantage of AMEX Offers”