Discover just announced the quarterly bonus categories for all of 2019. Every three months, Discover offers 5% cash back on specific types of purchases, up to a limit of $1,500 each quarter. If you max out the bonuses all year long, that’s an additional $300 in cash back. Not bad for a card with no annual fee.
I’m sure there are ways you can get better than a 5% return with a rewards card if you’re maximizing your points earning and redemptions. Personally, I feel that sometimes 5% off is just fine for me. Sharon will even allow the Discover to creep into her wallet if it’s a simple request like, “Use this card for gas stations for the next three months.”