Visiting a Disney theme park is expensive. There aren’t many discounts available so you want to try to maximize the amount of points you get back on the money you’re going to be spending anyway. I was at Disneyland yesterday and was reminded of an easy way to get extra points. I’m really mad at myself that I didn’t think of it right away.
When applying for a credit card you’ll usually see a place to add authorized users. The banks will phrase it like “ADD UP TO FIVE PEOPLE TO YOUR ACCOUNT FOR NO EXTRA CHARGE!” If you do this, the bank will send credit cards for everyone. Great, right? Maybe, maybe not. Here’s a quick rundown of what an authorized user is and why it may be a good, or a bad, idea to add one to your account.
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I have many travel credit cards to my name (even more if you count the ones that Sharon has). I keep some of them because they earn a lot of points like the American Express Everyday Preferred. I have other cards because of the travel benefits they offer like the Citi Prestige and the Chase Sapphire Reserve. I keep even others because of the very specific perks I get, like the Chase Disney Visa.
It’s rare that I come across a credit card that I’ve never heard about and even rarer that I find a card I want to have for no rational reason at all. But leave it to me…I found one.
The American Express Platinum Card is the last of the three premium travel cards for me to review, as I’ve already talked about the Citi Prestige and the Chase Sapphire Reserve. I’m looking at the Platinum Card at this moment because my annual fee is coming due and I need to evaluate if I’m going to keep the card, downgrade it or cancel it. Since I need to look at everything the card offers to help make my decision, I figure this is as good a time as any to post my review.
You can sign up for the American Express Platinum card by using my referral link. I would greatly appreciate it because I receive a bonus for everyone who gets the card. Thanks!
Keeping up with all of the ways to pay for things nowadays is hard. I remember the days of cash, check or credit (or money order). Now we have mobile payments with Apple Pay, Samsung Pay, Android Pay and services like PayPal to contend with. I was even asked if I wanted to use my PayPal account to pay for my Home Depot purchase in the store the other day. The line between online and in-store payments is blurring every day. If you are confused where Visa Checkout and MasterPass fit into the equation, I don’t blame you.
The Priority Pass program is a network of airport lounges (and, more recently, restaurants, bars and even day suites) that allow access to members of the program. They can be airline lounges or locations with no airline affiliation.
The priority pass program has been around for about 25 years. We visited a lounge in Japan with our friend Steve, who had a membership, when we visited there in 2005. At the time, lounges didn’t sell day passes as access to these rooms were seen as an exclusive perk for frequent flyers. Today, the airlines see membership to the lounges and access to them as another way to generate extra revenue.
Here is a description of Priority Pass from their website:
Going on an international trip is very exciting but it can also be very expensive. Using a credit card to pay for purchases when traveling internationally is often the best way to get a good exchange rate and the rate your bank gets will be better than the one you’ll get on your own if you exchange cash. Using a card also means that you don’t have to carry around a bunch of cash with you. However, many cards will add on a “foreign transaction fee” to any transactions made with anything except your home currency. Here’s an easy way to keep from paying that extra 2-3 percent on all of your purchases while away.