Category: Credit Cards

What Cards Am I Looking At Before The End Of 2019?

We’re more than halfway through September and it’s less than 100 days until Christmas. Christmas music is already playing on Sirius XM if you listen on the app (Note from Sharon: YAY!), and you should because now it’s included with even the cheap select subscriptions.

Besides getting ready to pull holiday decorations out of the attic, it means I have to give a good, hard look at my plans for our credit cards for the rest of the year.

Right now, I’ve finished with all of our spending requirements for new cards and I’ve almost reached the one spending threshold I set to achieve. That only means it’s time to look for new cards.

What’s out there that looks interesting to me? As a preface to my choices, I’m currently at 4/24 and Sharon’s at 5/24. I’m not looking at Chase right now for me because I already have 5 personal cards and 1 business card with them and I’m happy with that portfolio.

So what’s looking interesting for me right now?

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Why I’m Not Excited About The Newest Great Reward Value With Royal Air Maroc

Royal Air Maroc is the national airline of Morocco. Up until recently, it was an often overlooked, niche airline with flights to JFK, Boston, Washington D.C. and Miami from its hub city of Casablanca. Only JFK offers daily flights, with all other cities getting service three days of the week. If you were looking to fly to Morocco from the U.S., it was the only way to get there non-stop. They also have connecting flights to several cities in Europe, Africa and the Middle East.

Royal Air Maroc is not currently a member of any airline alliance, so there was no way to use airline miles from U.S. carriers for flights. This is supposedly changing in 2020 when it’s planned that they will join the Oneworld alliance.

They are also not a transfer partner of any U.S. credit card program so you can’t transfer points from AMEX, Citi, Chase or Capital One to their program to book flights.

Then seemingly overnight, Royal Air Maroc became the buzz of the points and miles universe and I can’t understand why. Well, I do understand why but I just can’t see why those reasons are such a big deal.

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Why Do Points And Miles People Buy So Many Gift Cards?

If you’re following other websites that talk about points and miles, you’ll often see articles about purchasing gift cards and you might wonder “Why?” What’s the purpose of using a credit card to buy gift cards?

Before we get started, know that the topic of gift cards is one that people who are really into the game will talk about endlessly. This is not that type of article. Nothing I’m going to include will make you think, “Should I do that?”  Still, there are a few basics you need to understand.

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