Should You Pay For The Loss Damage Waiver (LDW) When Renting A Car?

It’s easy to forget that when you rent a car, you’re “borrowing” a vehicle that costs tens of thousands of dollars from a major corporation. When renting it, you expect the car to be in great condition with no dents, dings or scrapes on it. So what happens when the car is damaged during your rental? Even if it wasn’t your fault, the rental car company is, of course, going to expect you to pay for the repairs. Rental car companies know the fear of getting a large bill for repairs makes you an easy target to purchase the “insurance” they’ll sell you for just a few dollars a day.

We’ve already written about the excessive charges for gas and the markup on tolls that car rental companies charge. Why would we believe that all of a sudden car rental companies will sell you insurance at a reasonable price? It’s not that the coverages they sell aren’t necessary, because they are. It’s moreso you may already have coverage that makes buying their insurance unnecessary. Knowing what coverage you already have allows you make an informed decision ahead of time. I’ll also share a trick that lets you avoid the hard sell at the counter. But first, what is the car rental company trying to get you to buy?

Most of the information listed below only applies to cars rented in the United States. Rentals in other countries have different rules and restrictions. Please note I’m neither an insurance agent nor an expert so I suggest reading the policies including, but not limited to the parts about policy limits, deductibles and exclusions.

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Visa No Longer Needed, Marriott Bonvoy & Other Hotel Complaints, Huge WDW Entry Change & More!

Happy Sunday to all of our travel friends, both near and far! Here are some articles we’ve read from other bloggers (and other sources) that we think you may like, as well, so we’re passing them along.

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Saved $500 With Points, NYC Lounge Access Gone For Airline, Expired Money, Visiting Harry Potter Spots, & More

Happy Saturday friends, and hooray, it’s finally the weekend! Here’s a recap of what we wrote on YMMV this week. From great travel deals to what we’ve written to what others wrote that we really liked and wanted to share, it’s all here, in one convenient place!

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Flying JetBlue From NYC? No More Lounge Access For You

One of things that made flying to/from New York on JetBlue so nice was if you had an American Express Platinum card, you had access to an airport lounge regardless of whether you flew out of JFK, LaGuardia or Newark airport. If you had a Priority Pass card from any of the different sources available to get a membership, you could also use a lounge at Newark airport.

Due to a series of unfortunate events, you no longer have easy access to a lounge from JetBlue gates at any of the New York Airports.

Here’s a breakdown of what happened:

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Sometimes It Pays To Admit When You’ve Made A Mistake

You know the feeling that you needed to do something but just can’t quite remember what it is? I had that feeling for the last three days of my business trip. It wasn’t until I arrived back home that I found out what I was forgetting to do.

Pay my World of Hyatt credit card bill.
Chase Bank Branch
I’m usually organized with these things but lately I’ve forgotten a payment until a day or two after so I’ve started to set up an automatic minimum payment every month just in case I forget. That way, I’ll just need to pay the interest charge. It’s not what I want to do but it’s better than having to pay a late fee, as well.
Back to the story at hand. The World of Hyatt card is a newer card for me and I didn’t set up automatic payment yet AND I forgot put the payment in my spreadsheet. Oops!
There are several things you need to do when this happens:

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