Credit Cards Archives - Your Mileage May Vary

Chase Sapphire Reserve Premium Rental Car Benefits

The Sapphire Reserve is Chase’s premium travel credit card. It provides an unmatched combination of points earning and travel insurance coverage. When it comes to travel perks included with the card, it’s right in the pack with other cards offering a Priority Pass membership and Global Entry reimbursement. Many of the other travel benefits supplied by the card come from it being a VISA Infinite card, some of them being premier level membership with several rental car companies.

If you’re interested in signing up for a Chase Sapphire Reserve or just want to hear more about the card, check out our full review.

To find out what benefits the Sapphire Reserve provides, it’s necessary to log into your Chase account. If you have more than one Chase card, click on the Sapphire Reserve and then open the drop-down box “Things you can do”

Clicking on card benefits takes you a page showing several benefits of the card:

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Being Perfect Doesn’t Feel As Good As I Thought It Would

Perfection. Whether you’re a gymnast, ice skater, high diver, bowler or even a student getting back your exam, there’s just something special about getting a perfect score.

For some in the points and miles world or even those who care about their credit score, there’s something special about getting a perfect credit score. Now, having a perfect credit score doesn’t get you anything. I’m sure that there are those who would argue that if you have a perfect score then you’re leaving plenty of opportunities on the table.

Having a perfect score doesn’t open any doors for offers that a good or great score doesn’t provide. You’ll still be approved, or denied, for credit based on the criteria each bank applies to new requests.

So I never really paid that much attention to our scores, just a causal check every month or so to make sure something funky isn’t going on.

Imagine my surprise when I saw this.

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What Should I Do With My Citi ThankYou Points?

On September 1, 2019, Citi is going to change the fourth-night free benefit on the Citi Prestige to make reservations only bookable through the ThankYou portal or by calling a Thank You representative. Then on September 22, 2019, Citi will remove most of their travel insurance and shopping protections from almost all of their card portfolio.

These changes made me rethink our Citi card portfolio and one of the possibilities was canceling our Citi Prestige card. With Citi’s rules, if I cancel a card the points associated with that card expire in 60 days, even if you’ve transferred those points to another Citi ThankYou card which you are keeping open.

If I’m going to need to cash these points out, I better explore my options.

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Pro Tip #7 – Spend Your Points Already!

I use examples from my own life in this blog to serve as an example to everyone else. Whether it’s a silly mistake that I’ve made when booking a flight or a great redemption, I feel there’s always something to be learned. So when I had the same thought go through my head twice in the same week, it has to be something that others have pondered over as well, right?

For example, say that you find somewhere you can redeem miles or points for a free flight, hotel room or rental car. You get ready to finalize the booking but there’s a voice in the back of your head telling you this isn’t the best redemption and you should just pay cash and save your points. You’ll even earn points if you pay cash. These points are worth X and you’re merely breaking even. Save your points for later.

You know what you need to do with that voice? Imagine that your brain is made of tiny boxes, and find the box that’s saying you shouldn’t redeem your points and CRUSH IT!! OK? (Brownie points to anyone who gets the reference and posts in the comments!)

Maybe it’s not even your inner voice but a post on some website or a Facebook group comment that told you you’re using your points wrong. Know what?

Here are the two instances I had where I had to just take a deep breath and spend my points or miles:

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Credit Card Review: Southwest Rapid Rewards Priority

The new entry for Southwest in the “premium” card space is their Rapid Rewards Priority card. Southwest already had two personal cards, the Plus and the Premier, so what did they bring to the table with their newest entry into the co-brand card market?

If you decide that you want to sign up for the Southwest Priority card, or any of the Southwest credit cards, we’d appreciate if you use our link. We receive Southwest points for each referral and that helps us keep Your Mileage May Vary HQ going strong.

Let’s take a closer look at what the Southwest card has to offer to new cardholders and if it makes sense to hold onto the card for the long term.

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