When you have a credit card with an annual fee, you should evaluate every year whether or not the benefits of keeping the card are greater than the cost of keeping the card. This would seem to be an easy thing to do but there are many variables that need to be taken into consideration. A card that has great value to one person may be useless to another and therefore when reading posts about if a card is worth it, remember that Your Mileage May Vary.
So what should you think about when deciding if you should keep a card?
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Most hotel stays are uneventful and that’s a good thing. Occasionally you’ll have a memorable stay at a really nice place and other times you’ll endure a night somewhere that “did not live up to expectations” and that’s life.
However, there can also be that hotel you remember for that ONE thing that made it, different or unique or just flat out weird. I’m not talking about cultural differences like a bidet or tea kettle. I’m talking about things you’ve never seen before.
With some contributions from our friend Steve, here are some of the things we’ve found in hotel rooms that to this day make us scratch our heads in bewilderment.
I know watching the news stories about the devastation caused by Hurricane Florence can make you feel helpless. The scope of this event just causes you to feel numb and you want to do something but don’t know how you can help.
Luckily, most of the airline and hotel programs are making it easy to contribute in any way you can. Even if you don’t have cash to spare, you can donate those random points you have here and there to the recovery effort. Face it, it’s better to donate them than redeem them for some magazines that you’ll never read.
Many of the co-brand hotel credit cards offer a free night as a yearly benefit for paying the annual fee for the card. For almost all cards, this night is capped and leaves out the best hotels (IHG cardholders just lost their unlimited free night with the relaunch of the IHG Rewards Club Premier card). You’re often left trying to decide when’s the best time to use the free night and maximize the value. Problem is, you never know when you’ll be able to get the max value and suffer from FOMO (Fear Of Missing Out). I’ve changed to the mindset of using these free nights wherever I can. I don’t need many single night stays so staying for free is better than paying and I don’t want to end up wasting one at the end of the year.