I’m always trying to earn the maximum number of points for every expense. After being locked down for months, I was so happy to be eating at a restaurant again, making sure to be distant from other guests and dining outside. I was even happier when I saw that our friends made reservations at the restaurant of the Vero Beach Kimpton.
I figured if I paid for the check with my IHG Premier card there was a chance I’d earn 10X points for expenses at IHG hotels. But it turns out that if you pay for the bill at the restaurant and not the hotel, the charge only counts as restaurant spending, which is not the same as if you spend at an IHG hotel.
For our dinner, I only earned 2x IHG points. That’s the same as I’d make at any other restaurant. I’m not sad because I’m using this card to earn a substantial sign-up bonus. However, if I willingly earned 2x IHG points instead of 3x Ultimate Rewards points, I’d be a bit more disappointed with my miscalculation.
One way to maximize expenses at hotel restaurants is if you’re staying at the property. You just need to charge the check to your room and pay for it when checking out. That way the charge ends up on your hotel bill instead of showing up as being from the hotel restaurant.
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This post first appeared on Your Mileage May Vary