Home Credit Cards The Best Credit Card To Pay For Streaming Video And Music Subscriptions

The Best Credit Card To Pay For Streaming Video And Music Subscriptions

by joeheg

Remember the time when radio and television were free? True, we had to deal with commercials but was that such a high price to pay?

Today, we can listen to or watch almost anything we want if we pay for the right service. At home, at work, in the car, at the gym or even when while traveling anywhere around the world, our music and tv shows are only as far away as our connected device. This convenience comes at a price, a subscription (or multiple subscriptions) to streaming services.

Like any recurring expense, you should be trying to maximize the rewards you earn for the money you spend on streaming video, online music subscriptions and satellite radio. There used to be only one card to rule them all in this category, but now you have a few choices.

(Links to sign up for credit cards from this article or from our card reviews may pay us a  referral bonus)

ink_cash_card

The Chase Ink Cash Business Card

The Chase Ink Business Cash earns 5X/5% on the first $25,000 spent in combined purchases in the following categories each account anniversary (not calendar) year:

  • office supply stores (in-person and online)
  • internet, cable and phone services

In my experience, the Ink Cash rewards 5X back on almost all streaming services and SiriusXM Satellite Radio.

For example, on this statement, I had charges totaling $662 from SiriusXM, Spotify and our cable/internet provider.

Screen Shot 2019-05-16 at 11.26.51 PM

I received the usual 1 point per dollar on all purchases plus an additional 4 points for all of the charges for cable/streaming/satellite services. This has been my experience for Sirius XM and Spotify charges over the last several years and is confirmed by this article on Doctor of Credit.

I transfer points from our Ink Cash card to our Sapphire Reserve card every couple of months to maximize their value through bookings on the Chase travel portal or transferring points to partner programs.

If you have a business and are under Chase’s 5/24 limit, it might make sense to pick up an Ink Cash just to take advantage of this opportunity depending on how much you spend on streaming services. With your payments to Hulu, Netflix, YouTube, Disney+  subscriptions along with Apple Music, Pandora, Spotify and SiriusXM Satellite radio, it’s possible to rack up plenty of extra points.

I would have felt safe with solely this recommendation if it wasn’t for another cashback card.

American Express Blue Cash Preferred

blue-cash-preferred

The American Express Blue Cash Preferred offers 6% cash back on select US streaming services including the following:

  • Amazon Music Unlimited
  • Apple Music
  • Apple TV +
  • AT&T Now
  • Audible
  • CBS All Access
  • Disney+
  • ESPN+
  • Fubo TV
  • HBO Now
  • Hulu
  • iHeartRadio
  • Kindle Unlimited
  • Luminary
  • MLB.TV
  • NBA League Pass
  • Netflix
  • NHL.TV
  • Pandora
  • Prime Video
  • Showtime
  • Sling TV
  • SiriusXM Streaming and Satellite
  • Spotify
  • Stitcher
  • YouTube Music Premium
  • YouTube Premium
  • YouTube TV
This is a personal card, so if you’re not able to apply for a business card (or are locked out of Chase cards because of their 5/24 limit), it’s another option to earn a great return on spending for streaming music and satellite radio expenses. The negatives about the Blue Cash Preferred is that it has a $95 annual fee and the earnings are only for cashback and can’t be transferred to other American Express Membership Rewards partners.

Other Options

There are a few other no-annual-fee options out there you can use to earn a decent return on spending for streaming services:

Final Thoughts

If you’re able to get a Chase business card, the Ink Cash is the best card for streaming music and video and satellite radio charges because it does not have an annual fee, and you can transfer the points earned to other Ultimate Rewards accounts. If you have a decent amount of spending, the 6% cashback with the AMEX  Blue Cash Preferred might be an excellent option for you. Otherwise, the Wells Fargo Propel or US Bank Cash+ are no-annual-fee alternatives.

Like this post? Please share it! We have plenty more just like it and would love it if you decided to hang around and get emailed notifications of when we post. Or maybe you’d like to join our Facebook group – we have 12,000+ members and we talk and ask questions about travel (including Disney parks), creative ways to earn frequent flyer miles and hotel points, how to save money on or for your trips, get access to travel articles you may not see otherwise, etc. Whether you’ve read our posts before or this is the first time you’re stopping by, we’re really glad you’re here and hope you come back to visit again!

This post first appeared on Your Mileage May Vary

4 comments

Arnold S May 9, 2020 - 2:05 pm

The SoFi debit card gives 20% Cashback on Netflix, among others

Reply
joeheg May 9, 2020 - 4:12 pm

I’m honestly deficient on my knowledge of the debit cards out there. I’ll give it a look.

Reply
Jeremy May 9, 2020 - 3:17 pm

Given the credit from the Amex Platinum on streaming, I’d actually say that’s the best card for streaming, since it’s free up to $20/mo.

Reply
joeheg May 9, 2020 - 4:11 pm

True, but I didn’t include it because it’s not a permanent benefit. It’s also only an advantage if you pay monthly for services.

Reply

Leave a Reply

Stay Updated

* indicates required




Want to keep up to date with our latest posts?

* indicates required




BoardingArea
%d bloggers like this: