One of the guidelines when earning miles and points is to maximize every purchase. That could be by choosing the correct card to use, using a shopping portal for online (and now in-store purchases), buying gift cards for places you shop at other stores that pay a higher multiple (such as supermarkets and office supply stores) or using a dining rewards program or MileagePlus X.
Another way to earn extra miles is when banks load offers onto your account, which pay an additional bonus or cash back when you spend money at specific merchants. American Express is still the leader in this market, even after they made the AMEX Offers program less valuable when they limited you to loading an offer onto only one of your AMEX cards instead of all of them.
Since American Express’ offers were so popular, it’s no surprise that the other banks wanted to get into the action. So now we have:
Real original name there, Chase.
I was interested to see what type of offers Chase would have with this new program. I figured they’d want to generate interest and make the offers valuable enough that people would take advantage of them and keep looking back for more.
I must say that I was disappointed. I didn’t even bother to take advantage of the first offers and subsequent emails haven’t seemed any more interesting.
Some things to know about Chase Offers:
- The offers will be different for each of your cards and not every card will receive offers.
- The offers will be limited to a certain amount of money back
- The offers may have restrictions in that they’re only good for a single use, even if you don’t earn the maximum amount back from that purchase.
Here are the offers I received on one of my Chase cards:
Not a whole bunch of things that interest me there but we do eat at Sweet Tomatoes every once in a while. I checked the offer:
So I can earn up to $5.00 back when I get a rebate of 15% back on a single purchase. After doing the math, that means I’d need to make a single purchase over $33.33 to max out this offer.
What about Tropical Smoothie Cafe:
Another 15% offer but this one is capped at a single purchase of $2.00.
Not much going on there, so I checked a different card.
Same offer for Tropical Smoothie, but wait, there’s Starbucks. I’m interested.
10% back with a $3 maximum. Womp Womp.
If Chase wants me to keep logging into my account so I can add offers like these to my card, remember to put that card in my wallet for purchases at the specific merchant and then make sure I only use it when I’m spending enough to maximize the offer, they’re going to need to give better offers.
For now, I’ll check every once in a while but I’m not holding my breath for these offers to get any better. I have enough things to worry about and “Ain’t nobody got time for this” to save two dollars at Tropical Smoothie Cafe.
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This post first appeared on YourMileageMayVary.Net